[quote=Indyone]You two must be alphabetically challenged...[/quote]

My fault, I just caught that, I apologize PROFUSELY, will never, ever happen again for the rest of the day, thank you, and good night.

College is part of ones foundation.



In the past people people actually worked hard, now they call it working smart, which many realize is being lazy.



I don’t think one needs a degree from Harvard, but a degree is important.

[quote=AirForce]College is part of ones foundation.

In the past people people actually worked hard, now they call it working smart, which many realize is being lazy.

I don't think one needs a degree from Harvard, but a degree is important.[/quote]

I think that you make a good point however some may CONSIDER it lazy but by saying REALIZE you imply that it is lazy in all cases. I worked ten times harder building a business than I was working in school.

With regards to the CFP, I believe you are exempt from the Bachelors prerequisite if you have obtained your CFA for which you do not need a Bachelors. Am I correct?

[quote=12345]

[quote=AirForce]College is part of ones foundation.

In the past people people actually worked hard, now they call it working smart, which many realize is being lazy.

I don’t think one needs a degree from Harvard, but a degree is important.[/quote]

I think that you make a good point however some may CONSIDER it lazy but by saying REALIZE you imply that it is lazy in all cases. I worked ten times harder building a business than I was working in school.

With regards to the CFP, I believe you are exempt from the Bachelors prerequisite if you have obtained your CFA for which you do not need a Bachelors. Am I correct?

Don’t have time to check for you, but if I remember correctly, the CFA exempts you from the course requirements, but not from the new Bachelor requirement.

Hey Joe, thanks. I find it ironic that I am writing about being lazy and then go and make an assumption which could be founded with a little research. Maybe I am lazy?

[quote=AirForce]On top of this I find the INDY's if they are still in bullish mode at age 30-40... They are not the best managers for a new RR. Many have left their wirehouse firms within 5-10 years and are in the 200-800k range (New England). They know how to do well as an indy, but probably did not specialize in managing a new RR.

Now if the individule has loyal clients and is 40-60 maybe they have lost a bit of that bull attitude and are focused on a transition. So then they think more about mentoring and management then the bull. Maybe they want someone who they know and trust with their wife... Well not that far, but you understand...

They spend a year or two having you do a lot of crap for them.. Crap being paperwork, meetings and other stuff related to the industry. Then they take a bit more time off and you manage the office. Then you start working with some of their lower end clients and the transition is in full action..

Either way starting out indy is a challenge. I know since I have worked with a few and it was a challenge to get just the tests complete...

Now at the same time I got some great offers with solid salaries and other small kickers, but the indy freedom and mindset, similar to my small business background works for me. So far things are fine and it looks like I will do well, but it is not easy.[/quote]

Just one question, I was looking at your previous posts and from what I gathered you are not a Financial Advisor. Is that correct? I apologize if I am wrong. But that is what I concluded from your previous posts. If so then what basis are you offering advice to people looking to enter this career? Again if I am incorrect I apologize.

[quote=12345]Hey Joe, thanks. I find it ironic that I am writing about being lazy and then go and make an assumption which could be founded with a little research. Maybe I am lazy?[/quote]


lol…nobody is perfect all the time!