Just offered position at MSSB, quick question about bg check

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Nov 11, 2010 12:43 pm

Ok guys, the manager just put in to get me an official offer approved he doesn't imagine it will be an issue and told me to plan on going in next week to sign. Other than a DUI misdmeanor I have no criminal record; but between me doing a job change that didn't pan out and some other stuff. I have a couple late payments on my credit and some small amounts that will soon show on credit to collections(may not show when they pull credit due to delay on credit reporting). I had never been late prior; with my starting training salary at MSSB I will be able to get all of these past dues and collections in check. Does anyone for see these being an issue to fail the bg check?

Thanks guys

Nov 11, 2010 1:26 pm

Are they aware of the DUI? Yes, the financial credit issues are indeed becoming deal killers. A post like that here, just a few days ago.

Nov 11, 2010 2:34 pm

No, it has not been disclosed because all that was requested when filling out the initial forms, was to know if I had any felonies; which of course, I do not. Other than that I did a test and a few interviews. I’m not really worried about the DUI, however the credit is a little bit more worrisome for me. As I said, it’s great including a high score, just a rough last 3 months or so; a few late payments. And one account may shoe collections in about a month. Any other input?

Nov 11, 2010 2:43 pm

Should have disclosed the DUI...

I don't think a couple late payments will hurt you..

Nov 11, 2010 3:21 pm

I'd pick up the phone and call the hiring manager or recruiter.  They will find it so better to be out in front of it. IMO

Nov 11, 2010 4:16 pm

Protect that credit like your life depends upon it. A late payment isn't going to be a problem, as long as it is now current. A charge off, or failure to pay will most likely cost you the opportunity.

Years ago, your credit could be an issue, and you'd still get a job in this biz. But, if you had compaints, that was a problem. Now, it's a bit reversed.