[quote=Borker Boy] [quote=JAXSON]Great post Cowboy. I agree completely. The relationship with the client is the most valuable thing to me. I think that is one thing that scares the hell out of me. I have heard stories were you have to make ethical decisions to put food on the table or not. I am glad I have no bills and can survive on peanuts if need be considering this economy. I feel for the ones that are not financially secure. I know one guy that is cake mixing the piss out of some clients to make a check. I hope he can sleep at night.

How long ago did you start your indy business and where did you recieve financial education/training?[/quote]















This post hits home with me right now.



I passed up a substantial rollover today–and a nice commission I could really use right now–and instead recommended the client take the full company pension. I crunched the numbers every which way but couldn’t find a way to beat the guarantees of the pension without taking too much risk and potentially having to do some apologizing in the future.



It was tough, but I still believe in karma.



(I think I still do, anyway. )

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Thanks Borker!



In these days of the Bernie Madoffs of the world getting the ink in the media, it’s difficult to remember that our business is populated, by and large, by good and decent people.



I for one am very proud of you!

[quote=Borker Boy][quote=JAXSON]Great post Cowboy. I agree completely. The relationship with the client is the most valuable thing to me. I think that is one thing that scares the hell out of me. I have heard stories were you have to make ethical decisions to put food on the table or not. I am glad I have no bills and can survive on peanuts if need be considering this economy. I feel for the ones that are not financially secure. I know one guy that is cake mixing the piss out of some clients to make a check. I hope he can sleep at night.

  How long ago did you start your indy business and where did you recieve financial education/training?[/quote]   This post hits home with me right now.   I passed up a substantial rollover today--and a nice commission I could really use right now--and instead recommended the client take the full company pension. I crunched the numbers every which way but couldn't find a way to beat the guarantees of the pension without taking too much risk and potentially having to do some apologizing in the future.   It was tough, but I still believe in karma.   (I think I still do, anyway. )  [/quote]

Nice, but I hope it wasn't a GM pension.