Why Are You Here?
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Sales people are one of the highest payed professions according to the authors of the millionaire next door, there job involves more than pushing paper. That is a managers job, let’s see how many reports I can make with this excell thing. Oh neat, 20 different graphs this will impress people. Did I just sum up your job?
If you remove all the salesman, the economy dries up. If you remove all the old men with dogs, noone notices.
[quote=anonymous]
In June of this year, I paid a $2,000,000 death claim to a woman with 3 children under the age of 4. She's a stay at home mom. Her husband was an attorney. The policy was in force for less than 3 months. They had no coverage except a small group policy through his employer before he met me.
He didn't want to meet with me because he handled his own investments and "Life insurance is a waste of money. I'm just going to invest the money instead." Fortunately, I've been around long enough to ignore the B.S.
I'm the best thing that ever happened to that family. I don't think that she cares if the Roth IRAs that they also bought outperform the S&P 500.
[/quote]
Outstanding. Excellent. We can all aspire to take care of people the way you did. Wonderful. Best wishes for much continued success.
[quote=vbrainy][quote=anonymous]
In June of this year, I paid a $2,000,000 death claim to a woman with 3 children under the age of 4. She's a stay at home mom. Her husband was an attorney. The policy was in force for less than 3 months. They had no coverage except a small group policy through his employer before he met me.
He didn't want to meet with me because he handled his own investments and "Life insurance is a waste of money. I'm just going to invest the money instead." Fortunately, I've been around long enough to ignore the B.S.
I'm the best thing that ever happened to that family. I don't think that she cares if the Roth IRAs that they also bought outperform the S&P 500.
[/quote]
Outstanding. Excellent. We can all aspire to take care of people the way you did. Wonderful. Best wishes for much continued success.
[/quote]
Sooooo....we only take care of people when someone dies?
[quote=Helter Skelter]I'm here for the large commissions, so I can buy a lot of things with the money. [/quote]
You won't last. If you can look yourself in the mirror after ripping people off with "large commissions" you will be a lonely person.
Most of your early clients are your family and friends. You have to go to Christmas parties for the rest of your life. Can you face these people after ripping them off. Do you think they will not find out that you overcharged them?
Getting rich at the expense of others? Without providing them with value? Good luck. Most of us would hate ourselves for doing that.
Oh yeah, but we have a conscience.
A sign of functional illiteracy is the inabilty to recognize when tongues are firmly inserted in cheeks.
A second sign is using those little icon things because you’re not
smart enough to realize that humor is best when it’s dry, mature, and
unexpected.
[quote=vbrainy]
[quote=Helter Skelter]I'm here for the large commissions, so I can buy a lot of things with the money. [/quote]
You won't last. If you can look yourself in the mirror after ripping people off with "large commissions" you will be a lonely person.
Most of your early clients are your family and friends. You have to go to Christmas parties for the rest of your life. Can you face these people after ripping them off. Do you think they will not find out that you overcharged them?
Getting rich at the expense of others? Without providing them with value? Good luck. Most of us would hate ourselves for doing that.
Oh yeah, but we have a conscience.
[/quote]
It's too late...I've already lasted. Everybody who gets rich does so at the expense of others. Where do you think the money comes from?
"Selling insurance is filling out applications. Clients come into the meeting knowing they need to buy insurance so the agent does little more than put little sticker things next to where signatures are to go on the paperwork."
You're a fool if you believe that. What you said may very well be true for items like car and homeowner's insurance. Adequate amounts of life and disability insurance are definitely items that are sold and not bought. If these were items that were bought, there would be no reason for the insurance companies to have to pay the large commissions that they do.
In the case of my dead client, he had no interest in life insurance and refused to talk about it in our first couple of meetings. There was one hell of a lot of arm twisting to get him to buy the coverage.
I can always get people to invest. This is easy. Investing is just moving money from one pocket to another. Insurance is sold.
[quote=Knows Wall St.]A second sign is using those little icon things because you're not smart enough to realize that humor is best when it's dry, mature, and unexpected.
[/quote]
Says the guy who finds humor in dressing up a dog...
[quote=Helter Skelter][quote=vbrainy]
[quote=Helter Skelter]I'm here for the large commissions, so I can buy a lot of things with the money. [/quote]
You won't last. If you can look yourself in the mirror after ripping people off with "large commissions" you will be a lonely person.
Most of your early clients are your family and friends. You have to go to Christmas parties for the rest of your life. Can you face these people after ripping them off. Do you think they will not find out that you overcharged them?
Getting rich at the expense of others? Without providing them with value? Good luck. Most of us would hate ourselves for doing that.
Oh yeah, but we have a conscience.
[/quote]
It's too late...I've already lasted. Everybody who gets rich does so at the expense of others. Where do you think the money comes from?
[/quote]
Well, goody for you.
When you get to the gates of hell, tell Ken Lay hi.
[quote=vbrainy][quote=Helter Skelter][quote=vbrainy]
[quote=Helter Skelter]I'm here for the large commissions, so I can buy a lot of things with the money. [/quote]
You won't last. If you can look yourself in the mirror after ripping people off with "large commissions" you will be a lonely person.
Most of your early clients are your family and friends. You have to go to Christmas parties for the rest of your life. Can you face these people after ripping them off. Do you think they will not find out that you overcharged them?
Getting rich at the expense of others? Without providing them with value? Good luck. Most of us would hate ourselves for doing that.
Oh yeah, but we have a conscience.
[/quote]
It's too late...I've already lasted. Everybody who gets rich does so at the expense of others. Where do you think the money comes from?
[/quote]
Well, goody for you.
When you get to the gates of hell, tell Ken Lay hi.
[/quote]
At least he's honest. I'm here for the money too, in addition to all the other aspects of this work. Having read Helter Skelter/knucklehead/Dirk Diggler's posts for quite awhile I get the impression that he is candid and upfront with his clients and seeks out clients that fit his product. So what if annuities pay large commissions? So what if he likes that fact? Is making a nice profit (as long as the business is ethical) a bad thing?
Let me guess vbrainy, you're here for philanthropic reasons right? I bet if you were to elucidate your intentions for getting into this business, making a lot of money would be dead last right (rolls eyes)?
Pull the plank out of your eye vbrainy. Save the fire and brimstone for church..................where it belongs. Learn to appreciate honesty (especially when executed in a slightly humorous tounge in cheek manner).
You don't have to agree with his business model or investment philosophy but save the "damned to Hell" Bullsh*t for the sheep farm.
[quote=vbrainy]
[quote=Helter Skelter]I'm here for the large commissions, so I can buy a lot of things with the money. [/quote]
You won't last. If you can look yourself in the mirror after ripping people off with "large commissions" you will be a lonely person.
Most of your early clients are your family and friends. You have to go to Christmas parties for the rest of your life. Can you face these people after ripping them off. Do you think they will not find out that you overcharged them?
Getting rich at the expense of others? Without providing them with value? Good luck. Most of us would hate ourselves for doing that.
Oh yeah, but we have a conscience.
[/quote]
How in the **** did large commissions get translated to "ripping people off"?
If you do not accept that brokers that out perform and are better than you are motivated by the things money can buy then you're going to have a long and bitter life ahead of you. Stop assuming his methods of business are immoral!
Large commissions come from large tickets. People who write small tickets don't relate to that.
There is nothing wrong with making money, as long as you do it honestly.
So, did you sell the annuity with the big comission because it best fit your client? Or did you sell it to make the most money for yourself?
Was there no other product that would have better fit your client?
Do you choose one annuity over another just because the comission is higher?
Go ahead and try to fool yourself. If you think you can rip people off with no consequences, take a hard look at the Kennedy family.
[quote=vbrainy]
There is nothing wrong with making money, as long as you do it honestly.
So, did you sell the annuity with the big comission because it best fit your client? Or did you sell it to make the most money for yourself?
Was there no other product that would have better fit your client?
Do you choose one annuity over another just because the comission is higher?
Go ahead and try to fool yourself. If you think you can rip people off with no consequences, take a hard look at the Kennedy family.
[/quote]
I find people who fit my product...something you'll never have the guts to do.
[quote=Helter Skelter][quote=vbrainy]
There is nothing wrong with making money, as long as you do it honestly.
So, did you sell the annuity with the big comission because it best fit your client? Or did you sell it to make the most money for yourself?
Was there no other product that would have better fit your client?
Do you choose one annuity over another just because the comission is higher?
Go ahead and try to fool yourself. If you think you can rip people off with no consequences, take a hard look at the Kennedy family.
[/quote]
I find people who fit my product...something you'll never have the guts to do.
[/quote]
Aren't you the numnuts who didn't even know what "fee based business" was. Go wipe your nose. And call your two clients.
[quote=vbrainy][quote=Helter Skelter][quote=vbrainy]
There is nothing wrong with making money, as long as you do it honestly.
So, did you sell the annuity with the big comission because it best fit your client? Or did you sell it to make the most money for yourself?
Was there no other product that would have better fit your client?
Do you choose one annuity over another just because the comission is higher?
Go ahead and try to fool yourself. If you think you can rip people off with no consequences, take a hard look at the Kennedy family.
[/quote]
I find people who fit my product...something you'll never have the guts to do.
[/quote]
Aren't you the numnuts who didn't even know what "fee based business" was. Go wipe your nose. And call your two clients.
[/quote]
Nope. I'm the guy who thinks that the term "fee-based" sounds illogical and that people who use the term are stupid. Asset-based fees sounds logical. You spelled "numbnuts" wrong, young lady.
. . .oh did you just have to go down to your car and check the spelling of 'NUMBNUTS" because someone had carved it into the paint with their key.
Leave it there. Celebrate your worthlessness.
You have nothing else to celebrate.
[quote=vbrainy]
Go ahead and try to fool yourself. If you think you can rip people off with no consequences, take a hard look at the Kennedy family.
[/quote] ?
I am here to pick up the pieces in the event my husband dies young or falls ill, as well as to make my own book. I am the families insurance policy