Forefront

Testicles. 

That’s really funny. Great response. A response that my 12 year old would come up with.

sk.  any “plans” you have done in june are not on the may report (obviously).  also, you must print out the envision report or email to your client (big bro is watching).  other than that, the report should tell you why you’re missing any plans you’ve done up until may but aren’t getting credit for (i.e. if you have an old plan that hasn’t been updated in the last 12 months, you need to update it).  good luck.

thanks for the info.

Also be sure to look at annuity net and see if you have any annuities that are not linked to brokerage and can be. This could add to your assets in a big way. I had a client at 220k and discovered his 68k annuity not linked into brokerage. Instant new qualified HH with 268k in assets. Also, you may have a lot of clients with sizable cash on bank side. Perhaps they will do a short term CD in the brokerage. get a few more bps for them and a new qualified HH for forefront. Created over 1 mill in new HH last week this way. I look at the HH with say 150k to 249k. Look at the bank side and see if there is anything there that can be put into bkg like short term CD. Lot of potential there. Obviously client must authorize any movement of funds to brokerage. Also, those reports all lag. Mine all wrong as well. I know I have 56 HH qualified and done. I have printed the the page that shows the client scores and that it is a POR and the date the plan generated. So any discrepancies and I will be able to prove what I did. Day prior to snapshot I will go through all again and make sure they are in good order. 

This is all good information. Thanks. I know we can track envision on my book but is there also way to see the updated progress on forefront on smartstation?

sk…i dont thinks so. Not live anyway. You just need to know yourself where you stand. Im sure I have done what needs to be done and anything to the contrary come June 30th, barring the market collapsing and taking my hh down below the 250k, I will be battling them over it.  

sk, there is a way on smart station to track your plans that is somewhat updated.  i think they update it weekly.  it’s somewhere around advisor tab then bus. development, then i think there’s an env. plan detail link…i think.  it’s not as detailed as the report you just got via email on 4front, but it’s very helpful.  on monday, call your internal (or external) regional whatever they’re called reps and have them work with you on these reports.  they should help to make sure you’re getting it all done.

thanks guys. It’s nice to see this forum work the way it’s supposed to

  Do what they say and  this keeps them out of arbitration and the money is worth it. You are now an employee not a business owner. Congratulations.

What if a client refuses to change any or all of his holdings over to the proposed model in Envision?  Can you still use this hhld and make it a plan of record and get paid on it? or will the firm fire you for not churning the clients allocated assets to closely mimic the proposed model if you got paid in forefront for doing so?  Not one person has been able to give me a clear answer on this or even direct me to the language in the rules addressing this concern of mine.      Hmmmmm, I wonder why   

the model merely reflects your recommendations. clients don’t have to move in order for the plan to be a por.  it essentially is a ‘track to run on’

Level 1 4front is just doing the basic plan.  No need for implementation, no need for fee based/advisory platform investments, and no need to think you’ll be fired.  Just answer a couple questions on the Envision plan and you’re done…make it a por and print it out or email it to the client.  No offense, but I can’t believe you have these questions on 6/24/2009.  Your branch, complex and reg. mgrs have let you down.  Your external and internal “consultants” (whatever they’re called) have let you down as well.  All of the above have been in constant contact with me and my entire branch to clarify any questions and help in any way they can since day 1 of this.  You sound like you’ve been left for dead wherever you are.  

No, you cannot assume I have been left for dead.  I have been extremely busy on the phone and in front of clients. You probably have at least heard of this thing called buying, selling, transferring in accounts.  I simply have spent my time doing these things and not sitting in on forefront conference calls and pep rallys given by the managers and especially the Ludeman banter calls.  I can assume that is why I am one of the only brokers in my branch that has an increasing t12 for the last 18 months.  I understand the basics of this forefront.  The problem is that there are some major hidden nutcrackers somewhere and none of you clowns have yet exposed them. My thought is they will be exposed when you get the contract to sign for the next 9 years of your life that won’t start ticking until Sept 2010. You will be on the meathook until Sept 2019.  The majority of the AGE guys still here spent their retention just like most of you will spend the forefront right away.  I guess I’ll wait to see how it works out for everyone else before I jump into the abyss.  Remember, if it seems to good to be true, it probably is.

Wow Bud, I just tried to answer your question.  Not sure I asked for an update on how bus. is or if you’re the greatest rainmaker of all time.  I had assumed you had been “left for dead” because the rules of 4front can be understood in about 5-10 minutes.  Also, isn’t it obvious that any time you sign a contract with a wirehouse it’s filled with “nutcrackers” galore? 

 You guys need to understand: Ferris’s gross is shooting skyward (over $800k as of the last reporting I read) year after year regardless of market conditions. He had “all of his top clients” in Treasuries by the end of Feb. 2008. He got exactly the retention he wanted and knew he would get through Forefront and he is poised to leave AGE/C/WS/Wells as soon as the firm does something really, really bad.
 As I’ve said on other threads, he’s the only one we need to read. He knows everything.

Good luck to you forefront boys, but now I’ve become very curious to see the kinks and landmines wells eventually uncovers.

Its like the roadshow/wholesaler that takes you to Mortons for dinner. The better the food, the bigger the tuurd they want you to sell.

[quote=FawnLiebowitz]Wow Bud, I just tried to answer your question.  Not sure I asked for an update on how bus. is or if you’re the greatest rainmaker of all time.  I had assumed you had been “left for dead” because the rules of 4front can be understood in about 5-10 minutes.  Also, isn’t it obvious that any time you sign a contract with a wirehouse it’s filled with “nutcrackers” galore?  [/quote] No offense to you.  I know this all is understandable in 5 minutes and that is what has me on edge over the whole thing.  I am just so distrustful of this firm anymore that this whole thing seems like a filet mignon sitting on a mousetrap.  We have been told so many different things by the same people in the last two years and not much of it has panned out except that Danny boy is very proud of us.   I say show me the money and it just feels like forefront is showing me the money too easily.  I hope I am wrong and everyone can laugh at me, but we will all be better for it then.  If I am right we will all be pissing blood.  One big question I have.  Why is there such a low participation rate in the whole forefront deal?  Envision help desk said it was only around 20% a couple weeks ago when I talked to them.  I guess everyone is waiting til the last minute?!

[quote=FawnLiebowitz]Wow Bud, I just tried to answer your question.  Not sure I asked for an update on how bus. is or if you’re the greatest rainmaker of all time.  I had assumed you had been “left for dead” because the rules of 4front can be understood in about 5-10 minutes.  Also, isn’t it obvious that any time you sign a contract with a wirehouse it’s filled with “nutcrackers” galore?  [/quote] No offense to you.  I know this all is understandable in 5 minutes and that is what has me on edge over the whole thing.  I am just so distrustful of this firm anymore that this whole thing seems like a filet mignon sitting on a mousetrap.  We have been told so many different things by the same people in the last two years and not much of it has panned out except that Danny boy is very proud of us.   I say show me the money and it just feels like forefront is showing me the money too easily.  I hope I am wrong and everyone can laugh at me, but we will all be better for it then.  If I am right we will all be pissing blood.  One big question I have.  Why is there such a low participation rate in the whole forefront deal?  Envision help desk said it was only around 20% a couple weeks ago when I talked to them.  I guess everyone is waiting til the last minute?!

[quote=Bud Fox]

Bud Fox…I get it.  You AGE guys have been through an awful lot.  Us legacy WB guys had an easy advantage going into this b/c we’ve been using envision for years.  Good luck to you.  I hope in time this all works out.

2 days left. I dont think there is any question as to if they will pay or not. Too bad a lot of FA’s have not done them. To not pay or change the payout structure after the cutoff would be disastrous for them imo. While I think a 9 yr handcuff is sort of laughable considering the deals you could get elsewhere, my view is Im not planning on leaving anyway, so may as well make the best of it. If they suddenly start making radical detrimental changes after the cuffs are on, then we can just take a deal and leave and pay back the money. I have been successful in using the plans to gain business. It may not be the most sophisticated thing out there, but it serves a purpose if used properly. Nothing difficult about it. Just have to get used to the presentation of it, whats important and what can be skipped over and very quickly you will have it down pat.

tier 1 is a continuous process. if you don’t get at least 25 plans in by 6/30, you can get them done for the next window 9/30, then 12/31 and so on thru 6/30/2010.  the payout is retro to boot.

I agree: just do it. If you leave, so what…you’ll get a far greater % and you just pay it back…an interest free loan so to speak.



Envision takes no time at all–just fill in the short questionnaire, which is 2 pages, and you’ll have the basics in place to begin the Plan of Record.



Not to mention, when i finished my plans to max my award, i had ALSO qualified already for 4front level II…which is another $50k in my deferred comp pot.



This is not a bad deal; the firm will pay. Forget the ‘conspiracy theories’.

i had ALSO qualified already for 4front level II…which is another $50k in my deferred comp pot.
*****************************
Huh?? what are you talking about?

some of you guys sound like homebuyers with no money down interest only and stated income two years ago.

i had ALSO qualified already for 4front level II…which is another $50k in my deferred comp pot.
*****************************
Huh?? what are you talking about?

[quote=3rd ID] i had ALSO qualified already for 4front level II…which is another $50k in my deferred comp pot.*****************************Huh?? what are you talking about?

[/quote]



Level II is another tier of 4front award, actually from the original 4front plan rolled out 2-3 years back: the awards are paid via deferred comp, though.

Just heard from friend that Wells backing out of Forefront by saying all envisions have to look custom or no payment. If you just through the numbers together they arent paying. I knew they would find a way to screw you. So glad I am gone.

Nice. I just got off the phone with ludeman and wells have decided to double the loan amount for the forefront. I love wells Fargo.   By the way be patient stop wasting your time with your garbage comments

is that rumor as concrete as the wells fargo retention you have been boasting about for months?  

SK.  There is also a new 4Front report coming online for you which will be available in Analysis Workbook under the Advisor Tab on SmartStation.  Should be available on Monday.  Hopefully, it will be helpful to you.

Dont listen to me, check with your envision coordinator dumb f***. Call monday morning, you are in for a big surprise.

Just heard from friend that Wells backing out of Forefront by saying all envisions have to look custom or no payment. If you just through the numbers together they arent paying. I knew they would find a way to screw you. So glad I am gone.

Man if that is true…lol

Wow. You are one confused douchbag.

Man if that is true…lol

Everything World Peace said is true except lawyers wanting to cancel forefront. Envision dept. has identified the brokers where everyones plans came back at 99 or 100, where everything looks the same. Cookie cutter for each plan. They will either make you redo it and pay you as of end of Sept or if bad enough may tell you to take a leap

If this true I can Envision hundreds of resignations very soon. 

my understanding is that anyone submitting contrived envisions would be considered to be misrepresenting the comp plan and be terminated.

go huskies. You better hope you didnt leave it to your assistant to do. You might get a swift kick in the butt come Monday morning when your envision says “0”.

Thanks for ruining my weekend. Worked hard on those Envisions. Been doing them for years anyway. Now I gotta worry about this sh*t all over again? Did exactly as I was told to do and more. All my scores in the 80s or high 70’s. I usually try to keep them in the mid 80’s anyway. They pull the plug on this one and its over. Good grief.

I heard from a home office friend that they were also going to see if they were all done in the last week of the month and also question if they were valid plans.  I am even more worried about the ongoing administrative headaches at the home office.  We continue to deal with clueless people at the call centers.

[quote=showmethemoney]If this true I can Envision hundreds of resignations very soon. 
[/quote]

If you put up with the BS to this point…what difference will this make?

been using envision for several years, i’m not worried.

i’m with ferris…didn’t BE PATIENT guarantee the original retention?

yeah, I really have a hard time seeing them reneg. Lots of info on infomax on the forefront. Last week info posted on when the money will be paid if you take a loan on it. personally, I have been doing Envision since what 04 or 05? And I began working in earnest on the forefront when they announced it. Some dudes I know just jammed in 50 plans in the last 2 weeks of June. Maybe thats a problem for them, dnt know. If they tell me mine no good then its bye bye time. 

I have a meeting with our market manager tomorrow morning, I can’t imagine them doing that with all the other issues.  That would be suicide.  I remember posting stuff about my old firm on this site, oh wait, I don’t care about my old firm, but I love to see these million dollar producers who got their money from some other firm still talking smack.  Get a life.  Move on.

Well? Did you get Forefront numbers yet? I didnt think so.

Well? Did you get Forefront numbers yet? I didnt think so.

reports out thursday…

I have a hard time ENVISIONING you guys still at WFC. It’s like dogs returning to their own vomit.

national sales told me today that BMs will have numbers AND THE TOOL THEY NEED TO APPROVE the work put into the plans, and then we will have our report w/our final tally. basically, it is up to your BM to determine if your plans are legit, or if they’re just BS thrown together for a check.



they did a total of 13,000 plans last year through june…they had 75,000 in june ALONE this year

Did everyone get their June 30th snapshot yet? I am hearing that they are finding ways not to pay all of it to you guys.

Did everyone get their June 30th snapshot yet? I am hearing that they are finding ways not to pay all of it to you guys.

Not wishing against you guys, I still have a lot of friends with WF. Just disappointing that corporate now loooks to screw the brokers once again.

Ever considered that the brokers were cheating the system so they are just making sure everything is legit? I believe what my regional told me. I also believe that you are only here to seek to validate your move. You should really get a new username, your past posts leave you with no credibility.

confirmed my numbers today.  sweet check coming 9.15.  now to drive home the balance of plans for the next snapshot.

Let me know when check is in hand. Sounds like Envision department is going to tear your Envisions apart looking for ANY reason to not pay or defer paying. I will change my name to Big Bullsh!t if you actually get the amount you were expecting by 9/15. And also, I was told 60 days from June 30th which would be August 29th, so why is the payment now stretched out to 9/15? You guys better start asking some questions with corporate. Sounds like I know more than you do and I dont even work there anymore.

I spoke with 2 other brokers at different branches today plus my regional and it sounds like you are the one that is confused. BOM makes the call on the plans, not the Envision goons. And it has always been 60 days plus or minus a few. Your new name should be OUTOFTHELOOP

I am starting to feel the pressure to stay …you ?

Be Patient. We will see how everything pans out in two weeks. Good luck, unfortunately I think you may need it. And I do believe it is the Envision goons that make the call. Found out tonight they are creating a program to weed out bad plans.

hey, has anyone blogged about what a piece of crap ludeman is.  the piece of crap rah rah cheerleader has never met a deal he hasn’t fallen in love with - which also happens to directly relate to his signing bonus.  as an old pru securities, & a g edwards guy, i can’t believe how gullible the wachovia sec brokers are in believing anything the liar says.  watch your backs & watch your wallets cause the foreskin (aka forefront) program is going to have to be paid with our own (payout) dollars.  what a big suck!

Is Be Patient just a miserable, angry person? 

[quote=RicRelo]Is Be Patient just a miserable, angry person? 

We will see. Why the delays? Why the last minute changes? I will stay close and keep my ear to the situation.

Actually heres an idea. Pick up the phone, ask for the Envision department. Ask them “Who decided if my Envision is good or a bad, my branch manager or you”. No wait, you would rather speculate about it on RR. Grow some balls and do it. Rather than “I heard”, or “my branch manger said” you would actually get a REAL answer.

You are the one speculating.  Last I checked, you don’t work for this firm.  I HAVE spoken to the envision team, regional, and the premier advisors team and what Ric said above is true.  You should find a new hobby.

When someone says they will have reports out on a certain dates… then get them freakin out.  There is no excuse. 

My point exactly. Do they have to balance the checkbook before writing some fat checks? Every time they say one date you can pretty much know it will be any date other than the one they promised. Ludeman’s management team, all of the way down, is inept. Painfull to watch this all go down.

BP:   The checks are not late, aren’t supposed to be paid out until Sep, the FA’s are just waiting on a report verfies what they got credit for.  

My point exactly. Do they have to balance the checkbook before writing some fat checks? Every time they say one date you can pretty much know it will be any date other than the one they promised. Ludeman’s management team, all of the way down, is inept. Painfull to watch this all go down.

My dates are correct. June 15th snapshot come and gone, changed to June 17th, no wait June 20th, OK now June 23rd. Well what we will do is show your managers the amount June 21st and they can share it with you but now no personal snapshot on the 23rd, it is going to be about two weeks while we review good vs. bad plans keeping everyone in limbo wondering wether they will be screwed again like on retention. 60 days payment from June 30th which should be Aug 29th now talked about for Sept 15th. What a mess. Actually it is quite emberassing. My dates are correct, and if I were you I wouldnt spend a dime of that forefront promised until the check is safely in a bank other than WF.

Wow, Glad I do not work for that piece of S#!T firm.

My dates are correct. June 15th snapshot come and gone, changed to June 17th, no wait June 20th, OK now June 23rd. Well what we will do is show your managers the amount June 21st and they can share it with you but now no personal snapshot on the 23rd, it is going to be about two weeks while we review good vs. bad plans keeping everyone in limbo wondering wether they will be screwed again like on retention. 60 days payment from June 30th which should be Aug 29th now talked about for Sept 15th. What a mess. Actually it is quite emberassing. My dates are correct, and if I were you I wouldnt spend a dime of that forefront promised until the check is safely in a bank other than WF.

My dates are correct. June 15th snapshot come and gone, changed to June 17th, no wait June 20th, OK now June 23rd. Well what we will do is show your managers the amount June 21st and they can share it with you but now no personal snapshot on the 23rd, it is going to be about two weeks while we review good vs. bad plans keeping everyone in limbo wondering wether they will be screwed again like on retention. 60 days payment from June 30th which should be Aug 29th now talked about for Sept 15th. What a mess. Actually it is quite emberassing. My dates are correct, and if I were you I wouldnt spend a dime of that forefront promised until the check is safely in a bank other than WF.

[quote=BE PATIENT]My dates are correct. June 15th snapshot come and gone, changed to June 17th, no wait June 20th, OK now June 23rd. Well what we will do is show your managers the amount June 21st and they can share it with you but now no personal snapshot on the 23rd, it is going to be about two weeks while we review good vs. bad plans keeping everyone in limbo wondering wether they will be screwed again like on retention. 60 days payment from June 30th which should be Aug 29th now talked about for Sept 15th. What a mess. Actually it is quite emberassing. My dates are correct, and if I were you I wouldnt spend a dime of that forefront promised until the check is safely in a bank other than WF.

I thought BE PATIENT claimed he left many months ago ? ? ?   Why is he still here? 

Sorry, I meant June 17th, June 20th, July 23rd etc. not June. See there is the problem. They tell you the “glitch” is thr last three days didnt show, but it is truly that they are going to pick your plans apart and pay you what only THEY can justify. It amazes me how much you guys still “believe” when corporate tells you something. Get to the bottom of it. I would plan on 70% of what you were hoping in Forefront because they are going to rip plans apart

If you did the plans correctly you have nothing to worry about. You will be paid what is due. If you have a discrepancy you can dispute and still get paid Sept 15. I spoke with the Natl sales internal for my region and in no way shape or form will they not be paying. The guys that have issues jammed in all their plans in the last week and they didnt do any customization what so ever. Then you have the guys that deactivated the plan of records right after the snapshot. Of course their plans will be flagged. That was just a stupid thing to do. The reason the payment is Sept 15 is because it will coincide with regular monthly pay. It was far easier for them to process this way as opposed to off cycle pay date. If you have direct deposit it will be deposited accordingly with your regular pay. Do the plans correctly you will get paid and you may very well get new biz as a result. At the very least you will have communication with your client and they will appreciate that.  So stop riling up people on here with this nonsense of not paying. It is true that the snapshot did not capture plans done the last several days in the month. This will be rectified before an official report issued to the FA. The managers have a spreadsheet with the initial numbers (though they will not include the plans not captured). 

[quote=iceco1d]

Just curious…but what is “Forefront” all about?  I know you guys have to do some type of plans in order to get a bonus…and this is somehow in lieu of retention? 

Sorry, I meant June 17th, June 20th, July 23rd etc. not June. See there is the problem. They tell you the “glitch” is thr last three days didnt show, but it is truly that they are going to pick your plans apart and pay you what only THEY can justify. It amazes me how much you guys still “believe” when corporate tells you something. Get to the bottom of it. I would plan on 70% of what you were hoping in Forefront because they are going to rip plans apart

he other 10% there will be a conversation between FA and BM.
*****************************************
So my manager will have to discuss say …probably over 1000 plans in my group for round 1 ??? Please. Nonsense. 90% plans bad??? BS. I got over 250 plans done since they came out with Envision 4 or 5 yrs ago?. I have a hard time believing 90% bad. Maybe 50%. Whats next, every client will have to implement all recs in order to get paid?

[quote=3rd ID]he other 10% there will be a conversation between FA and BM.
*****************************************
So my manager will have to discuss say …probably over 1000 plans in my group for round 1 ??? Please. Nonsense. 90% plans bad??? BS. I got over 250 plans done since they came out with Envision 4 or 5 yrs ago?. Any problems here and its BYE BYE.

[/quote]
Calm down, you miss read.

"Looks like 90% of plans done are NOT questionable. The other 10% there
will be a conversation between FA and BM. If FA can justify plan as
stands then will be paid in round one. If not then FA can adjust for
next round."

I’m sure that the 10%(around) are not per branch. We all know there are probally some lame FA’s that have a 50% error rate. LOL!! Las Vegas office would be a guess knowing the manager!! ROFLMAO!!

Calm down, you miss read.
************************************
Geesh. My bad. Sorry bout that. 90% is great. Probably best for me to stay off here till this is over. LOL.

Want to post a a thread on this message board that will be guaranteed to be the shortest in its history?

Start a thread titled “People who trust Danny Ludeman”

Today was the news that I was hoping this ridicolous brokerage firm wouldn’t stoop to. They have now changed the rules like every skeptic thought. What a joke this firm has become. I have been here a long time but the writing on the wall is clear and the exodus is coming.

What’s the news? I didn’t hear any

On the ISG conference call today Our ridicolous leader stated that we all have to meet with our regional managers to go through all our plans and see if they are truly ready for submission. I thought making them plans of record and agreeing to a service committment was stating this. SHe kept saying its no big deal and you can all get the money in December after he second snapshot. This was after she said how suprised the firm was on how many advisors did plans and the number was 30-40% more then they expected. Which explains why they want to push payments out as far as possible. This just proves that the nasty day in late february when Wells said f*** you Danny to retention that the only way to save the mass exodus was to put this ridicolous forefront plan out there with no intention of paying. Again delaying the inevitable that this firm has egg on its self over and over again.

I was if this will apply to pcg?

[quote=mikehunt]

On the ISG conference call today Our ridicolous leader stated that we all have to meet with our regional managers to go through all our plans and see if they are truly ready for submission. I thought making them plans of record and agreeing to a service committment was stating this. SHe kept saying its no big deal and you can all get the money in December after he second snapshot. This was after she said how suprised the firm was on how many advisors did plans and the number was 30-40% more then they expected. Which explains why they want to push payments out as far as possible. This just proves that the nasty day in late february when Wells said f*** you Danny to retention that the only way to save the mass exodus was to put this ridicolous forefront plan out there with no intention of paying. Again delaying the inevitable that this firm has egg on its self over and over again.

[quote=scotsman]

I was if this will apply to pcg?

Correct me if I am wrong but when you make a plan the plan of record
doesn’t the client get a letter with a scaled down version of the
report?  Therefore,  the client would know if we just made up a the
numbers
**************************************************
Your not wrong. You do the plan. You make it a POR. Client gets a letter. If I didn’t do the report in person, I sent the full blown client presentation to the client asking them to call me to discuss the analysis in detail. I dont know what more I can do to validate the plan. I did my part. They need to do theirs. I wonder what the reaction at natl sales has been to the conf call? They certainly never said you will sit with your manager and go over all your plans to justify them. I really dont care if thats the case. Im prepared to do just that. What I dont like is the changing of the rules midstream and the uncertainty of the whole thing. Just another aggravating distraction.

I was if this will apply to pcg?

If you did the plans correctly, and met with your clients, you’ll get paid.

[quote=go_huskies]

Obviously no snapsh*ts yet. So now are you guys starting tobelieve? If there is a way to prolong, delay or screw up a promise from corporate they will do it. Has anyone called the Envision department for timeframe? A friend of mine in WFA Texas said they are saying two more weeks just for snapshot in managers hands.

time to call john mack i guess…

Called envision team today. Pay day is still Sept 15, snapshots a couple weeks out for managers and mid August we will see our snapshots along with the paperwork. Not worried.

Called envision team today. Pay day is still Sept 15, snapshots a couple weeks out for managers and mid August we will see our snapshots along with the paperwork. Not worried.

[quote=PremierAdvisor]Called envision team today. Pay day is still Sept 15, snapshots a couple weeks out for managers and mid August we will see our snapshots along with the paperwork. Not worried.

I listened to mack’s call and confirmed that all is in order. I shouldn’t allow these f’in boards to get me so revved up. Nothing has changed, payment still scheduled for 9/15 per manager review. That’s not an issue.

I listened to mack’s call and confirmed that all is in order. I shouldn’t allow these f’in boards to get me so revved up. Nothing has changed, payment still scheduled for 9/15 per manager review. That’s not an issue.

has anyone actually recieved confirmation of an actual date you will recieve your exact bonus amount and a list of the accpeted clients? Until then I wouldnt take ANYTHING corporate is saying as fact. Wait till you have actual numbers in hand.

BP, thanks for all your concern.  I gave you lots of credibility and respect during the retention circus b/c my sources said all the same things yours were saying (and I think my sources were as “high up” as yours if not higher).  Your losing all credibility here.  There was lots of info on the front page of infomax yesterday about what happens from here and when.  After what we’ve been through I don’t think anyone truly believes this is happening until the check clears, but there is mounting evidence every day that contradicts you. 

Seriously, isn't there some epileptic forum you can haunt and post animated gifs?

[quote=PremierAdvisor]

Seriously, isn't there some epileptic forum you can haunt and post animated gifs?

sounds like go huskie and the rest of the wells farguzzlers just keep taking it & swallowin…good luck w/ that…heard powers are reviewing all plans & cancelling 2nd snapshot

sounds like go huskie and the rest of the wells
farguzzlers just keep taking it & swallowin…good luck w/
that…heard powers are reviewing all plans & cancelling 2nd
snapshot
**********************************
Whatever bro. I called Natl sales myself and we will be paid on or before 9-15. The plans not done to standards will likely get flagged and will need to be amended before those are paid on. Your manager will discuss those specific plans with the FA and FA will either justify them as is or fix them. Plans that are done to standard will pass on through and nothing further needs to be done with these.

sounds like go huskie and the rest of the wells farguzzlers just keep taking it & swallowin…good luck w/ that…heard powers are reviewing all plans & cancelling 2nd snapshot

[quote=AGEMAN]Have all of you noticed the nice non-solicit clause in the contract for the forefront money??[/quote]

Dun dun dun

We won’t get the 4front contracts until mid August. So where did you see it.

Notice that we are now in August and we do not have an updated snapshot for end of June. Want to know why? The forces that created this moral hazard suddenly noticed that they would be paying out WAY more money than originally anticipated-- hence, a review by your BOM and the whole envison team to make sure that all plans are legit.  So at first they promote 5 minute and 6 questions financial planning and then are shocked, shocked I tell you to find that some may game the system.  Can’t wait to hear how they will be tracking the plans for nine years for those that sign up for the upfront loans.  

Numerous reports of Danny L. in talks to talk over reins at UBS.......sadly,  it seems as though his Wachovia Securities run is close to being over.   I know AGE loathe the guy (and probaly rightly so).  I think the guy has always had his heart in the right place.   I think that he is sincere in his goal/wish to create a broker driven firm.   Hindsight is always so easy.   AGE was the beginning of the end.    I think he was the victim of the bear of 08.   WB going to zero.   The roll of the dice and nazi WFC "having" to swallow WS along with their prized deposits.   The retention nightmare, the back office conflicts with AGE and now what looks like a forefront nuke ready to blow might spell the end of DL's rein.   The handwriting was on the wall.  WFC are shooting real bullets.  These guys are no-nonsense conservative bankers that dont like to lose.  These guys dont fold under pressure from anyone  (retention?  these guys should be lucky they have a job).   They dont like DL and the cowboy world of teh brokerage business.   They dont want independent employees making high 6 figures.  They want ISG broker/bank "employees" that are "allowed" to work with WFC's clients.    AGE brokers included:   WFC is NOT our friend and it might be hard to see but Danny L is our friend.    Ill bet you DL is gone one way or another within 60 days.   The paine webber thing makes sense.   He coudl help the Swiss and then spin off paine Webber in the 3 years  to a...........ready?....an AGE model????? OMG  how ironic would that be.  I also bet WFC and WS wont be dancing together much longer.  

"I also bet WFC and WS wont be dancing together much longer."

Then why would WFC pay PRU Billions of the rest of WFA and decide they now want IB? You would think they would  have sold both by now!

good point

[quote=A b]

Numerous reports of Danny L. in talks to talk over reins at UBS.......sadly,  it seems as though his Wachovia Securities run is close to being over.   I know AGE loathe the guy (and probaly rightly so).  I think the guy has always had his heart in the right place.   I think that he is sincere in his goal/wish to create a broker driven firm.   Hindsight is always so easy.   AGE was the beginning of the end.    I think he was the victim of the bear of 08.   WB going to zero.   The roll of the dice and nazi WFC "having" to swallow WS along with their prized deposits.   The retention nightmare, the back office conflicts with AGE and now what looks like a forefront nuke ready to blow might spell the end of DL's rein.   The handwriting was on the wall.  WFC are shooting real bullets.  These guys are no-nonsense conservative bankers that dont like to lose.  These guys dont fold under pressure from anyone  (retention?  these guys should be lucky they have a job).   They dont like DL and the cowboy world of teh brokerage business.   They dont want independent employees making high 6 figures.  They want ISG broker/bank "employees" that are "allowed" to work with WFC's clients.    AGE brokers included:   WFC is NOT our friend and it might be hard to see but Danny L is our friend.    Ill bet you DL is gone one way or another within 60 days.   The paine webber thing makes sense.   He coudl help the Swiss and then spin off paine Webber in the 3 years  to a...........ready?....an AGE model????? OMG  how ironic would that be.  I also bet WFC and WS wont be dancing together much longer.  

what did Danny ummmm say ummmm about it

DL will be gone-- egg all over his face after the for months promised retention that morphed into bastardized financial planning. Size and scale means homogenization! Watch for Kowach and other lemmings to follow him.  DL was a huge Wach shareholder and won’t be improving his NW riding the stagecoach.

[quote=FawnLiebowitz][quote=A b]

Numerous reports of Danny L. in talks to talk over reins at UBS.......sadly,  it seems as though his Wachovia Securities run is close to being over.   I know AGE loathe the guy (and probaly rightly so).  I think the guy has always had his heart in the right place.   I think that he is sincere in his goal/wish to create a broker driven firm.   Hindsight is always so easy.   AGE was the beginning of the end.    I think he was the victim of the bear of 08.   WB going to zero.   The roll of the dice and nazi WFC "having" to swallow WS along with their prized deposits.   The retention nightmare, the back office conflicts with AGE and now what looks like a forefront nuke ready to blow might spell the end of DL's rein.   The handwriting was on the wall.  WFC are shooting real bullets.  These guys are no-nonsense conservative bankers that dont like to lose.  These guys dont fold under pressure from anyone  (retention?  these guys should be lucky they have a job).   They dont like DL and the cowboy world of teh brokerage business.   They dont want independent employees making high 6 figures.  They want ISG broker/bank "employees" that are "allowed" to work with WFC's clients.    AGE brokers included:   WFC is NOT our friend and it might be hard to see but Danny L is our friend.    Ill bet you DL is gone one way or another within 60 days.   The paine webber thing makes sense.   He coudl help the Swiss and then spin off paine Webber in the 3 years  to a...........ready?....an AGE model????? OMG  how ironic would that be.  I also bet WFC and WS wont be dancing together much longer.  

danny denied…course credibility has always been an issue…have heard wfc will unload b/d-wfa in 2 yrs if mrkt conditions improve.

i got to tell something

If you all could predict the markets as well as you’re predicting 4Front, Danny and the fate of WFA, we’d have avoided ARS. 

danny denied…course credibility has always been an issue…have heard wfc will unload b/d-wfa in 2 yrs if mrkt conditions improve.

Anyone get anything regarding their 4Front #'s from their manager yet?

There were more new 4Front rules posted today on infomax. If
you and your manager approves the plans, the plans will then be
reviewed by Envision team. If they find any discrepancy, you could have
a delay in your payment, you could also be DQ’d from further
participation in 4Front and termination is another possibility. I cant recall it
verbatim, but it sure seemed like a deviation from what we were
originally told would be required of us. There was also a requirement
that the plan be implemented, which means what? That the client invests their money just as the plan dictates they should?. I’m not sure if this is all status quo
or not.  Havent heard a thing from mgt and I cant figure out how they are gonna do all this and pay out by Sept 15. 

My regional business dev. consultant says no word yet on the “Excel spreadsheet” the managers are supposed to get for review with FAs. They need to stop posting timelines on Infomax.  I sent a rant on Excellence Last.  Side note: did you know that Compliance has to approve the size of envelopes used in the branches?? True story.

If this stuff wasn’t actually true no one would ever believe it! Wow, just wow!

[quote=Wachbroke]My regional business dev. consultant says no word yet on the “Excel spreadsheet” the managers are supposed to get for review with FAs. They need to stop posting timelines on Infomax.  I sent a rant on Excellence Last.  Side note: did you know that Compliance has to approve the size of envelopes used in the branches?? True story.
[/quote]
BULLsh*t

You can only order certain size envelopes from OSCAR system . Has always been that way. You can not have envelopes, letterhead or business cards printed outside of the system. All firms are like that. What is your point.

There were more new 4Front rules posted today on infomax. If you and your manager approves the plans, the plans will then be reviewed by Envision team. If they find any discrepancy, you could have a delay in your payment, you could also be DQ’d from further participation in 4Front and termination is another possibility. I cant recall it verbatim, but it sure seemed like a deviation from what we were originally told would be required of us. There was also a requirement that the plan be implemented, which means what? That the client invests their money just as the plan dictates they should?. I’m not sure if this is all status quo or not.  Havent heard a thing from mgt and I cant figure out how they are gonna do all this and pay out by Sept 15. 

[quote=showmethemoney]There were more new 4Front rules posted today on infomax. If you and your manager approves the plans, the plans will then be reviewed by Envision team. If they find any discrepancy, you could have a delay in your payment, you could also be DQ’d from further participation in 4Front and termination is another possibility. I cant recall it verbatim, but it sure seemed like a deviation from what we were originally told would be required of us. There was also a requirement that the plan be implemented, which means what? That the client invests their money just as the plan dictates they should?. I’m not sure if this is all status quo or not.  Havent heard a thing from mgt and I cant figure out how they are gonna do all this and pay out by Sept 15. 

[quote=scotsman][quote=showmethemoney]There were more new 4Front rules posted today on infomax. If you and your manager approves the plans, the plans will then be reviewed by Envision team. If they find any discrepancy, you could have a delay in your payment, you could also be DQ’d from further participation in 4Front and termination is another possibility. I cant recall it verbatim, but it sure seemed like a deviation from what we were originally told would be required of us. There was also a requirement that the plan be implemented, which means what? That the client invests their money just as the plan dictates they should?. I’m not sure if this is all status quo or not.  Havent heard a thing from mgt and I cant figure out how they are gonna do all this and pay out by Sept 15. 

[quote=Jebediah][quote=scotsman][quote=showmethemoney]There were more new 4Front rules posted today on infomax. If you and your manager approves the plans, the plans will then be reviewed by Envision team. If they find any discrepancy, you could have a delay in your payment, you could also be DQ’d from further participation in 4Front and termination is another possibility. I cant recall it verbatim, but it sure seemed like a deviation from what we were originally told would be required of us. There was also a requirement that the plan be implemented, which means what? That the client invests their money just as the plan dictates they should?. I’m not sure if this is all status quo or not.  Havent heard a thing from mgt and I cant figure out how they are gonna do all this and pay out by Sept 15. 

So now the plans are going to be revewed and decision to pay left in the hands of the Envision department? Unbelievable!! They will highlight questionable plans, have manager sign off and then determine if they will pay you for that plan? The rules are changing people.

Here’s my point: Oscar envelope #11 approved by Compliance-- it’s a  business envelope and is too big for size of stationery paper.  Had to order envelope #10 which Oscar could not approve because it hasn’t been approved by Compliance-- I’m waiting to see the timeline they post on Infomax to tell me when these will be approved… No need for me to lie about this.  And I’m not talking about envelopes, cards, etc. printed outside of the system. It’s just like the fax sheet that was the ONLY fax sheet to be approved by Compliance.  If you wanted to change the look of the sheet (add a group name, direct contact info, etc.) it had to be approved by CAR-- even if you were not changing compliance disclosure info. It’s ridiculous. You don’t happen to have one of your buddies at CAR-- or are you higher on the food chain-- that can get me some envelopes, do you?  

I feel bad for you guys that are still there…sounds like the movie Office Space!

The idea of using a third rate finanicial planning tool as a way to grant retension is ridiculous. 

Has anyone spoken to a lawyer regarding the language of the retension contract?

[quote=Wachbroke]Here’s my point: Oscar envelope #11 approved by Compliance-- it’s a  business envelope and is too big for size of stationery paper.  Had to order envelope #10 which Oscar could not approve because it hasn’t been approved by Compliance-- I’m waiting to see the timeline they post on Infomax to tell me when these will be approved… No need for me to lie about this.  And I’m not talking about envelopes, cards, etc. printed outside of the system. It’s just like the fax sheet that was the ONLY fax sheet to be approved by Compliance.  If you wanted to change the look of the sheet (add a group name, direct contact info, etc.) it had to be approved by CAR-- even if you were not changing compliance disclosure info. It’s ridiculous. You don’t happen to have one of your buddies at CAR-- or are you higher on the food chain-- that can get me some envelopes, do you?  
[/quote]

Wells rolled out in the following order. Cards, large envelopes, #10, monarch and there is no #11 envelope.

Car must approve group stationary since it is printed outside of the OSCAR system and they must be sure people are approved for a group name. One day approval for our office, not a big deal.

[quote=AGEMAN]Another example of overbearing compliance is if a client simply wants to change the amount of their systematic w/d they have to sign a new form.  Back in the AGE days, we simply had to update the amount and as long as the bank info or the tax info wasn’t changing there was no signature required.[/quote]

If it is an IRA then the IRS requires a new distribution form the client. Not a compliance rule. Firms get audited by the IRS and could be fined. Just because AGE did or didn’t do something
doesn’t mean it was right. There are several things done that were illegal and needed to be corrected.

I spent 25 yrs in the same office until last March…Forefront was the last straw. I am now more pissed than I was before because of all the BS that I put up with at WS/WFA , for too long I might add. I really think that Danny and Jim and Kowach are very sincere and mean well but, they are not in charge anymore. I went to ML and couldn’t be happier. No matter what you think or hear, ML doesn’t have all of the stupid rules and crap that you guys and gals continue to experience. I know ML isn’t for everybody but, if you are not happy at WS/WFA there are plenty of other firms that are so much easier to wrk for. Do yourselves a favor. I never thought that I wld and did and haven’t looked back. Goodluck…

I spent 25 yrs in the same office until last March…Forefront was the last straw. I am now more pissed than I was before because of all the BS that I put up with at WS/WFA , for too long I might add. I really think that Danny and Jim and Kowach are very sincere and mean well but, they are not in charge anymore. I went to ML and couldn’t be happier. No matter what you think or hear, ML doesn’t have all of the stupid rules and crap that you guys and gals continue to experience. I know ML isn’t for everybody but, if you are not happy at WS/WFA there are plenty of other firms that are so much easier to wrk for. Do yourselves a favor. I never thought that I wld and did and haven’t looked back. Goodluck…

Lot more will be leaving Wach/WF if they screw up this 4front payment. Tomorrow supposed to be the day they release the info. 

Wow, no forefront report yet. I am honestly feeling for you guys now but very much appreciting that I left for MS/SB. You all HAVE to be wondering how many of your forefront plans will be highlighted for rejection or correction. What a sh*tty feeling.

People like the market do not like uncertainty. The delay in the snapshot report is unfotunate.  Sounds like getting paid within 60 days of snapshot date isn’t going to happen now.   That said if the FA’s get the official word on their plans soon and paid by mid September I think that would go a long way with them.

I am sure the firm knows what is at stake if they don’t come through as promised.
**********************************
Most of the guys I know say that would be the final nail in the coffin. They will leave if the firm does not honor their end of this. Some may be just talking but I bet many will do it. I think the firm will honor their end of this and I do believe that we will be paid between Sept 1 and Sept 15 at the latest. Management getting the “tool” tonight or tomorrow and will be in touch with FAs whose plans may be lacking. The rest will pass go,  as I understand it.

[quote=BE PATIENT]Wow, no forefront report yet. I am honestly feeling for you guys now but very much appreciting that I left for MS/SB. You all HAVE to be wondering how many of your forefront plans will be highlighted for rejection or correction. What a sh*tty feeling.[/quote]

Manager got it today. Already going over with FA’s.

Seems you are wrong AGAIN!

Wow, no forefront report yet. I am honestly feeling for you guys now but very much appreciting that I left for MS/SB. You all HAVE to be wondering how many of your forefront plans will be highlighted for rejection or correction. What a sh*tty feeling.

Maybe, but I have a check in the bank and a CEO who doesnt give alternative time lines after promises are made. And it amazes me how much I can know about my FORMER companies “Forefront” than those still working there. If it makes you feel better to throw shots at me go ahead but at some point you need to grow some balls, call the head of the envision department and ask “What the f**K”? Then again you are probably just a Premier Advisor in posting name only and are afraid they will can your ass for actually making a stink.

Maybe, but I have a check in the bank and a CEO who doesnt give alternative time lines after promises are made. And it amazes me how much I can know about my FORMER companies “Forefront” than those still working there. If it makes you feel better to throw shots at me go ahead but at some point you need to grow some balls, call the head of the envision department and ask “What the f**K”? Then again you are probably just a Premier Advisor in posting name only and are afraid they will can your ass for actually making a stink.

[quote=BE PATIENT]Maybe, but I have a check in the bank and a CEO who doesnt give alternative time lines after promises are made. And it amazes me how much I can know about my FORMER companies “Forefront” than those still working there. If it makes you feel better to throw shots at me go ahead but at some point you need to grow some balls, call the head of the envision department and ask “What the f**K”? Then again you are probably just a Premier Advisor in posting name only and are afraid they will can your ass for actually making a stink.

And it amazes me how much I can know about my FORMER companies “Forefront” than those still working there.

Premier advisor - I do. Grow some balls and get some answers. I havent heard one person say forefront #'s went to manager on friday, the so called day they were promised to receive them.

Premier advisor - I do. Grow some balls and get some answers. I havent heard one person say forefront #'s went to manager on friday, the so called day they were promised to receive them.

I havent heard one person say forefront #'s went to manager on friday, the so called day they were promised to receive them.
***************************************************
I spoke to manager. He said “your fine”. Was no need to discuss any further. Get paid Sept 1st.

So, do you have the #'s in hand? I didnt think so !!

Met with manager today.  Signed the paperwork and faxed it in.

[quote=BE PATIENT]So, do you have the #'s in hand? I didnt think so !![/quote]

Wrong DUNG BREATH. Time to move on now!! All have been looked at, discussed and acted on.

Yes, but have they been paid on? Talked with a good friend today still w/ WFA and he said if envision is highlighted and you and branch manager sign off on it you still may not get paid on it. Lets talk when the money is in the bank.

The list for 4front review was in the hands of our regional manager today. He proceeded to walk around the office like a cowboy and tough guy the FA’s about each plan, even the plans that were not flagged on the report!



He made it a point to say that he needed sufficient documentation to “feel comfortable” that these plans were done correctly. He was looking for SOLD notes, something from ACT or even a note in a daytimer   – something to prove the plan was presented.



I understand they need to weed out the cheaters but his was over the top. Did anyone else have their regional try and trip them up on EVERY single client.   I hope that our guy maybe has just gone rogue.



Anyone else have that experience today? Our office is pretty fired up about it. People are quickly turning on the firm. Did I miss something in the program that said you had to document each plan for later review?

^^^WOW^^^ Looks lik WFA now has a plan of record for every client…making it easier for the next FA to work the Wells Financial Plan when you get fed up and leave after not getting paid in full for the retention you actually had to work for…that pretty much sucks!

jed07 and nestegg, you are making my points for me. Unbelievable how you are being treated. Gotta love the trust they are placing in their advisors

The list for 4front review was in the hands of our regional manager today. He proceeded to walk around the office like a cowboy and tough guy the FA’s about each plan, even the plans that were not flagged on the report!

He made it a point to say that he needed sufficient documentation to “feel comfortable” that these plans were done correctly. He was looking for SOLD notes, something from ACT or even a note in a daytimer   – something to prove the plan was presented.

I understand they need to weed out the cheaters but his was over the top. Did anyone else have their regional try and trip them up on EVERY single client.   I hope that our guy maybe has just gone rogue.

Anyone else have that experience today? Our office is pretty fired up about it. People are quickly turning on the firm. Did I miss something in the program that said you had to document each plan for later review?

Anyone else have that experience today?
******************************
No. Ours was handled respectfully and expeditiously. No third degree. I didnt have any flagged so I dont know how he handled those. Will be paid by Sept 1 in all likelihood.

All I can say is what I know,  unlike BP who likes to fix fact with fiction to come up with his own special and negative pt of view!

I am ISG. Seems the PCG guys are getting through this a little easier. Have to see what tomorrow brings.

I am ISG. Seems the PCG guys are getting through this a little easier. Have to see what tomorrow brings.

Went over my 4-front list today w/ manager.  One account was flagged.  Probably because it was submitted on Monday of the last week.  That account was fine otherwise.  Faxing over paperwork to 4front today.  Hopefully there will be a quick turnaround.  Not a painstaking process.  However, the BS we went through in the Winter surely had me worried that we were in for another debacle. 

[quote=20yrVet]Went over my 4-front list today w/ manager.  One account was flagged.  Probably because it was submitted on Monday of the last week.  That account was fine otherwise.  Faxing over paperwork to 4front today.  Hopefully there will be a quick turnaround.  Not a painstaking process.  However, the BS we went through in the Winter surely had me worried that we were in for another debacle. 

If you leave in a year don’t you have to pay the money back since there is a non compete? 11:08pm By nestegg

^^^wouldnt plan on 100% froma  regional^^^

Met with my MGR, signed the docs. So much for BEP ATIENT’s fear mongering.

Years ago regionals paid 50%-75% tops-- up-front.  However, many of them, at least in the North East are promising 100% plus up-front.  My production from 2006-2008 was about $2.7 million, total.  I'll be happy to do $750,000 in 2009.   My expectation is that I should be at or near $1 million in production again in 2010.  I don't think it'll be hard to attract find a quality regional firm that is willing to pay solid up-front dollars and offer some reasonable bogies to shoot for that'll enable me to make some decent $$'s on over the next few years.   I've been a broker since a few weeks after graduating college.  There aren't many 20 yr vets that are relatively young.

I am considering this to capture the good market gains since June.
**************************************************
I’d take what you got. What if the market starts its usual tank job going into Sept and the Dow is back to 8k? You will be regretting that choice. I checked where my 4front assets were at the snapshot vs where they are now and its about 4% higher. Bird in the hand…

I am almost to the point of not trusting the company at all so that is another reason to defer to the next quarter
********************************************************
I think you meant to say “not defer to next quarter”.  I think this is another important factor to consider. Also what if financial conditions changed or more intense govt regulations and the company could not follow through down the road. I elected to take up front and as of Jun 31 snapshot. Have new households on board since then and also retro households that will pay me down the road should all go according to plan and I’m still with the firm. Deferring is like speculating in the market.

I’d take the money.  If you don’t take the money your manager may suspect that you are out the door. You don’t want to clue anyone in.  Your body language and attitude will already raise enough suspicion. 

Premier advisor - After your manager approved the envisions did the forefront team do their review yet? I didnt think so. Did you get a check yet? I didnt think so. My advice, be patient but be cautious. Envision team may reject the plans that were highlighted.

[quote=20yrVet]I’d take the money.  If you don’t take the money your manager may suspect that you are out the door. You don’t want to clue anyone in.  Your body language and attitude will already raise enough suspicion. 

Why are you here?

I amhere because I am the only realistic voice. Everything after from what I understand is what you are hoping for, not a bit of truth. The problem is not one of you picks up the phone and calls corporate to get the answers, instead you say ,y firnd, my manager, my regional, hell they dont know. My point is until you have a check in your account be VERY careful and expect the worst.

Premier advisor - After your manager approved the envisions did the forefront team do their review yet? I didnt think so. Did you get a check yet? I didnt think so. My advice, be patient but be cautious. Envision team may reject the plans that were highlighted.

I amhere because I am the only realistic voice. Everything after from what I understand is what you are hoping for, not a bit of truth. The problem is not one of you picks up the phone and calls corporate to get the answers, instead you say ,y firnd, my manager, my regional, hell they dont know. My point is until you have a check in your account be VERY careful and expect the worst.

Our manager has said nothing about the forefront process other than he will be squeezing everyone in next week for their reveiw

The problem is not one of you picks up the phone and calls corporate to get the answers, instead you say ,y firnd, my manager, my regional, hell they dont know. My point is until you have a check in your account be VERY careful and expect the worst.

I amhere because I am the only realistic voice. Everything after from what I understand is what you are hoping for, not a bit of truth. The problem is not one of you picks up the phone and calls corporate to get the answers, instead you say ,y firnd, my manager, my regional, hell they dont know. My point is until you have a check in your account be VERY careful and expect the worst.

Fawn, you met with each of them? All in just one trip? Wow, you got pull. You must either be a billion dollar producer or full of sh**. Just so I understand your scenario goes like this - “Danny, Hays etc., I am here to ask pointed questions re: forefront and gather information you arent revealing to the other advisors”. "You bet Fawn, let me carve out each of their schedules so they can share that we are overwhelmed with envisions done in June and are trying to dot the i’s and cross the t’s. Wow, I believe that story. How you got meetings with CEO and every department head on the way down in all one trip amazes me.

Premier advisor, you cant ignore me because I am the only one that is speaking the truth in this forum.

I bet some guys who fight in here know each other in other lives at trips etc.  I wonder if any are in the same office.    funny

Premier advisor, you cant ignore me because I am the only one that is speaking the truth in this forum.

Premier advisor - who uses that screen name? You are probably a 200k producer who wants to sound more important. Kinda like someone using the name Big Di** probably doesnt have one. In fact at this point I am assuming you probably are so small you dont even get to participate in the forefront program.

Premier advisor - who uses that screen name? You are probably a 200k producer who wants to sound more important. Kinda like someone using the name Big Di** probably doesnt have one. In fact at this point I am assuming you probably are so small you dont even get to participate in the forefront program.

How many here will leave if they dont pay?

How many here will leave if they dont pay?

Premier advisor - who uses that screen name? You are probably a 200k producer who wants to sound more important. Kinda like someone using the name Big Di** probably doesnt have one. In fact at this point I am assuming you probably are so small you dont even get to participate in the forefront program.

Premier advisor - Your a fu**ing 200k producing dusche bag.

I amhere because I am the only realistic voice. Everything after from what I understand is what you are hoping for, not a bit of truth. The problem is not one of you picks up the phone and calls corporate to get the answers, instead you say ,y firnd, my manager, my regional, hell they dont know. My point is until you have a check in your account be VERY careful and expect the worst.

Premier advisor - Your a fu**ing 200k producing dusche bag.

I have never witness an advisor so interested in issues of another firm. Can you please shut the f*** up

Man, you can cut the tension with a knife. I hope each of you get allthe forefront money you deserve. My only point is BEWARE !! They change the rules like I change my posts and I think some of you are way too positive. They have shown where if given the chance they will screw you. In addition to that, I truly believe that Premier Advisor is a low level producer and needs to change his posting name.

Beware of what? If they pay we stay and they don’t we leave. Simple as that. Why are u so concerned about me and my financial affairs? Do I know you? Why don’t quit spending time in this board and go play w your kids

Wow, I am realizing there are some bitter, jealous advisors out there. Dont be mad at me because my check is cashed and you are losing sleep over your. MY CEO is a standup guy, yours cant formulate a sentence. Dont hate me because none of you had the nads to move your business.

AGEMAN - I am happy, very happy. check in bank, clients are over, market moving up and not stressing about some stupid forefront. And you statement “I am probably not even taking the money upfront” tells me you probably are planning to leave. So which is it, are you happy at WFA or ready to leave? My goodness, did all of the smart advisors leave and the purely confused and dumb ones were left?

[quote=showmethemoney]How many here will leave if they dont pay?
[/quote]

Get real people!!

WHY WOULDN’T THEY PAY AT THIS POINT???

Wow Ferris, I cant believe you threw out the “Faggot” word. How degrading. I know a lot of good advisors who are homosexual some probably on this form. You seem very upset and harsh, probably because you dont have enough accounts to even qualify on the lowest level. Listen, I got my $2,860,000 and I am quite happy not putting my head on the pillow each noght knowing my short term $'s are in the hands of an envision department analyst. I think you owe an apology, not to me, but to homeosexuals that may be part of this form.

BP - you seem so insecure.  After bragging about what a big producer you are and how happy you were to leave WS/WFA you feel it is necessary to state your $2.86MM signing bonus…reminds me of a story:

A certain gentleman (Winston Churchill) inquired of a lady whether she would be willing to sleep with him for 50,000 pounds. After some hesitation, the lady replied that she supposed she would, in consideration of the magnitude of the offer. Then he asked whether she would sleep with him for twopence.

"Certainly not," she responded with indignation. "Just what kind of lady do you think I am?"

"Madam, I believe we have already established that," he remarked calmly. "Now we are just haggling over the price."

Wow Ferris, I cant believe you threw out the “Faggot” word. How degrading. I know a lot of good advisors who are homosexual some probably on this form. You seem very upset and harsh, probably because you dont have enough accounts to even qualify on the lowest level. Listen, I got my $2,860,000 and I am quite happy not putting my head on the pillow each noght knowing my short term $'s are in the hands of an envision department analyst. I think you owe an apology, not to me, but to homeosexuals that may be part of this form.

We all put our heads on the pillow every night. The biggest difference is that some of us can sleep soundly knowing that we did not SELL OR SOULS for a check just to make up for all the monies you personally lost in your deferred comp. plans. You pad your production just prior to leaving your previous firm with annuities and churning accounts that you have no intention of contacting after your departure. The only persons who are owed an apology are your clients if you did not inform them that you were paid upfront monies to move their assets. Also, make sure that your clients are aware that you are expected to produce specific levels of commish. even if it is at their expense. By the way before you respond, you need to realize that I have been in the business for many years and have been INDY for 5 years and loving it. After reading several of your posts I’m sure that you will deny my points while at the same time trying to figure out if you can make money writing a book “If I Did It”

Anyone, just one person have a contract in hand yet? I didnt think so.

I do expect docs this week. If not, I will question how they will pay out in time frame they promised. 

I got called into my manager’s office today. Regional had called to say that they are scrutinizing the plans that were flagged, the ones we signed off on last week. Didn’t say what that meant, just that they were not rubber stamping my stuff. I have a breakfast meeting tomorrow with a local ML manager.

Anyone, just one person have a contract in hand yet? I didnt think so.

I got called into my manager’s office today. Regional had called to say that they are scrutinizing the plans that were flagged, the ones we signed off on last week. Didn’t say what that meant, just that they were not rubber stamping my stuff. I have a breakfast meeting tomorrow with a local ML manager.

[quote=DigDug]I got called into my manager’s office today. Regional had called to say that they are scrutinizing the plans that were flagged, the ones we signed off on last week. Didn’t say what that meant, just that they were not rubber stamping my stuff. I have a breakfast meeting tomorrow with a local ML manager.

[quote=nestegg]

[quote=scotsman][quote=DigDug]I got called into my manager’s office today. Regional had called to say that they are scrutinizing the plans that were flagged, the ones we signed off on last week. Didn’t say what that meant, just that they were not rubber stamping my stuff. I have a breakfast meeting tomorrow with a local ML manager.[/quote]

biggest producer in our office had tons of plans flagged last week. our office was just notified of a ‘second review’ that is now being conducted on the flagged plans. basically, he has one foot out the door.

Wells Fargo are bankers.  Conservative smart bankers.  They hate our business.  The retention.  Now this.  They running show.   They want FA’s in banks handling THEIR clients.  Danny interview with UBS.   He is a puppet.   He is gone.  he would be gone now except he was all in with wachovia bank.   Needs a job. 

"5 business days to process payment from time you fax back your agreement. "

"5 business days to process payment from time you fax back your agreement. "
********************************************************
Are the docs sent to us inter-office, mail or email?

E-mail.

[quote=20yrVet]E-mail.

[quote=Mr. Sunshine]biggest producer in our office had tons of plans flagged last week. our office was just notified of a ‘second review’ that is now being conducted on the flagged plans. basically, he has one foot out the door.[/quote]

Is it possible he did half assed plans? They question that? DUH!!!
You people believe anything someone posts on this board and get your
Bowels in an uproar. They don’t pay in Sept. then an whole bunch of FA’s will be leaving. Not what would they gain by that. WFC has already given them the money.

^^okay fella, i’m just participating in the dialogue. there’s no need to be a prick.

This is starting to sound a little bit like retention. No one has the real facts, however if I had to guess I doubt the firm will live up to what the original promises were. This firm never does!!!

you mean, 'ummmmm… fuhnancial advazzirz’



gittyup

[quote=Mr. Sunshine]^^okay fella, i’m just participating in the dialogue. there’s no need to be a prick.[/quote]

Wasn’t trying to be a prick, just saying…
Don’t believe all the stuff you see of an Internet message boars…you wouldn’t use Yahoo finance message board to buy/ sell stocks…

[quote=Hydeho]

[quote=Mr. Sunshine]^^okay fella, i’m just participating in the dialogue. there’s no need to be a prick.[/quote]Wasn’t trying to be a prick, just saying…Don’t believe all the stuff you see of an Internet message boars…you wouldn’t use Yahoo finance message board to buy/ sell stocks…[/quote]



if you wouldn’t mind, go back and please read my initial post. i was sharing some information regarding a broker in our office, and furthermore, the fact that he had several plans flagged. i don’t understand what you’re ‘saying’ at all.

27 days until so called pay date on forefront and not one contract in anyones hands. My prognosis is coming alive right before your eyes.

envision guy I spoke with told me 2 weeks more. It seems that no one knows what the hell is going on.

Couple of casual observations. BP is just an idiot. Truly a person who left a company for some kind of check, and finds pleasure in seeing everybody else left behind struggle. Sad. I ENVISION this fat slob hunched over his computer typing away like a mad man, drooling and laughing at the demise of WFA while Cheetos and doughnuts are lying all around him. He curses all advisors for the fact that he was fired as a sales assistant 5 years ago.



For those of you still at WFA/AGE/WS you have picked your own future, and if you have not left by now, you are not going anywhere. Perhaps Indy is alway an option, but nobody i leaving for another firm if you have not already, that is fact. From a former WS advisor, my opinion is that they will pay, and that they will not miss the target date by more than 2 weeks.

[quote=keepthefaith] Couple of casual observations. BP is just an idiot. Truly a person who left a company for some kind of check, and finds pleasure in seeing everybody else left behind struggle. Sad. I ENVISION this fat slob hunched over his computer typing away like a mad man, drooling and laughing at the demise of WFA while Cheetos and doughnuts are lying all around him. He curses all advisors for the fact that he was fired as a sales assistant 5 years ago.



For those of you still at WFA/AGE/WS you have picked your own future, and if you have not left by now, you are not going anywhere. Perhaps Indy is alway an option, but nobody i leaving for another firm if you have not already, that is fact. From a former WS advisor, my opinion is that they will pay, and that they will not miss the target date by more than 2 weeks.[/quote]



here’s a casual observation. you’re a tool.

Anyone received all ok from envision team in regards to forefront?

Anyone received all ok from envision team in regards to forefront?

Not a word. Not on the plans nor on the paperwork for the note.

2 questions.

Two points.

Ok Mr. RicRelo, since you know so much, when will contracts be in hand? When will checks actually be in pockets?

I meat a guy would works for a data communication firm.  His main cleint was WB/WS.  He said WFC is tougher and cheaper the WMT.  They are brutal with suppilers.  They do not like paying out money.   They scutinize everything.  Everyone at a senio level is paid on the bottom line.  He said their tech was so far behind WB. He said it was a joke  (1980’s.)  He said dealing with them was ruthless. 

Ok Mr. RicRelo, since you know so much, when will contracts be in hand? When will checks actually be in pockets?

Ab - spell check please. Shredder - who is PB? Pottery Barn? My check at MSSB didnt take 53 days and counting thats for sure!

I registered on this site for one reason …to let everyone on this forum know that you all are a bunch of losers who have no life outside of your jobs which you all complain about. Is the B.S that you put up and the fact that you spend all hours of the day posting and bitching about your employers really worth it. Quit and find another career. Free yourselves from your miserable lives !

I registered on this site for one reason …to let everyone on this
forum know that you all are a bunch of losers who have no life outside
of your jobs which you all complain about.
**********************************************************
Gee, thanks for stopping by.

Thanks for taking the time to come by, fellatio.
**********************************************
LMAO

[quote=meletio]I registered on this site for one reason …to let everyone on this forum know that you all are a bunch of losers who have no life outside of your jobs which you all complain about. Is the B.S that you put up and the fact that you spend all hours of the day posting and bitching about your employers really worth it. Quit and find another career. Free yourselves from your miserable lives !
[/quote]

Hey Meletio:
Wow, I don’t know what to say, your post really got through to me. I am going to rethink everything else in my life.
Can I have your address? I’d like to mail you a spoon, so you can use it to eat my ass.

I registered on this site for one reason …to let everyone on this forum know that you all are a bunch of losers who have no life outside of your jobs which you all complain about. Is the B.S that you put up and the fact that you spend all hours of the day posting and bitching about your employers really worth it. Quit and find another career. Free yourselves from your miserable lives !

Ab - spell check please. Shredder - who is PB? Pottery Barn? My check at MSSB didnt take 53 days and counting thats for sure!

Lets see. 470m after 38 % payout and taxes you take home about 7.5-8.5m per month …pay your mortgage ( which is probably interest only ) pay your real estate taxes and upkeep on you BMW M5 lifestyle…know I know why you spend your time on this forum ( judging from the number of post you have ),…because you have no $ left to do anything else !.. But hey, you probably look damn good driving into your 3 car garage in your   overpriced Beemer

470 net

spend time here?   because i can   (is pretty stupid though)
**************************************************
Not stupid at all. Free therapy!!!

Shredder - I know I got a check in the bank, a paid for home, and my head on the pillow at night without dreams/nightmares of “what is the current status of my forefront”? A b - you emberass me. If you are going to start a pissing contest please do so with better #'s than 470k and an M5. I wont start to list my income because it would make you look like you are living on social security.

Shredder - I know I got a check in the bank, a paid for home, and my head on the pillow at night without dreams/nightmares of “what is the current status of my forefront”? A b - you emberass me. If you are going to start a pissing contest please do so with better #'s than 470k and an M5. I wont start to list my income because it would make you look like you are living on social security.

My income is higher than your income…my dad can beat up your dad…my d*** is…

I dont know about everyone else but I come here for the laughs!

BP …I got to say, a real hitter with class wouldn’t be rubbing everyones nose in his success. Kinda low brow. I thought you were above that kind of thing. 

i think bp legit   WS fa in richmond did 1.3 ish in 08.  maybe a PRU guy.   took a check from mack after WFC

i think bp legit WS fa in richmond did 1.3 ish in 08. maybe a PRU guy. took a check from mack after WFC

I haven’t the energy to care about this person so I don’t bother.

     I find it very humorous that many of you debate the credibility of the respondents. The only consistent pattern seems to be advisors whom attempt to brag about their production and the checks they have recvd. from jumping from wire to wire. We can talk about BMW’s, Million+ Houses, etc., but the only true indication of a person’s worth is their ethics and morals. These traits are no longer possible with the major wirehouses. You can argue about Forefront or Envision. All it means is that you do not have control over your clients portfolios. Stop bragging about all the monies you have made by towing the corporate line. Placing your clients and inherited clients in your companies platform is simple and does not require any financial expertice.

     If you do not have the guts to go INDY then just shut up and keep collecting your wrap fees from your companies pre-chosen investments. I would be able to respect you more if you admitted that your sole goal is to pay for your BMW and hope that everything else falls into place. LEAD OR BE LED!!

    

     I find it very humorous that many of you debate the credibility of the respondents. The only consistent pattern seems to be advisors whom attempt to brag about their production and the checks they have recvd. from jumping from wire to wire. We can talk about BMW’s, Million+ Houses, etc., but the only true indication of a person’s worth is their ethics and morals. These traits are no longer possible with the major wirehouses. You can argue about Forefront or Envision. All it means is that you do not have control over your clients portfolios. Stop bragging about all the monies you have made by towing the corporate line. Placing your clients and inherited clients in your companies platform is simple and does not require any financial expertice.
     If you do not have the guts to go INDY then just shut up and keep collecting your wrap fees from your companies pre-chosen investments. I would be able to respect you more if you admitted that your sole goal is to pay for your BMW and hope that everything else falls into place. LEAD OR BE LED!!
    

     I find it very humorous that many of you debate the credibility of the respondents. The only consistent pattern seems to be advisors whom attempt to brag about their production and the checks they have recvd. from jumping from wire to wire. We can talk about BMW’s, Million+ Houses, etc., but the only true indication of a person’s worth is their ethics and morals. These traits are no longer possible with the major wirehouses. You can argue about Forefront or Envision. All it means is that you do not have control over your clients portfolios. Stop bragging about all the monies you have made by towing the corporate line. Placing your clients and inherited clients in your companies platform is simple and does not require any financial expertice.
     If you do not have the guts to go INDY then just shut up and keep collecting your wrap fees from your companies pre-chosen investments. I would be able to respect you more if you admitted that your sole goal is to pay for your BMW and hope that everything else falls into place. LEAD OR BE LED!!
    

Does anyone have a contract in hand yet?
Has anyone received an e-mail saying their contract is going to be delivered this week?

Nothing yet, we had an issue and could not submit our plans until last Wednesday.

[quote=A b]i think bp legit   WS fa in richmond did 1.3 ish in 08.  maybe a PRU guy.   took a check from mack after WFC [/quote]

Not from Richmond. They haven’t lost any 1M FA this year.

Nothing so far from ISG. What also is frustrating is that we have never seen a report stating the # of plans, payout percentate, and Total $ figure.   This is kind of like playing a football game without a scoreboard. No idea what the results will be until the game is over. WTF

Got my check today. A little odd, it was for a lot more than I expected and it said publishers clearing house on it.   Depositing it at the branch tomorrow!

Got my check today. A little odd, it was for a lot more than I expected and it said publishers clearing house on it.   Depositing it at the branch tomorrow!

[quote=DigDug]Got my check today. A little odd, it was for a lot more than I expected and it said publishers clearing house on it.   Depositing it at the branch tomorrow![/quote]

Gotta wonder if thats all we can hope for. I hear BigGame over 150 mill. Yeah its odd. No reports. Nothing at all. Manager seems fine that all is well, but the reality is how are they going to payout on time? Be Sept in a week. I though we would have check by then.

I TOLD YOU SO !!!

I TOLD YOU SO !!!

Oh thank God, DigDug is Danny, or maybe he is the head of the forefront/envision department. We can quit the thread, Digdug has the answers. Look, I am not rooting against you guys, as I have said before I have a lot of friends still with you guys, but at some point you guys need to quit ripping me and start calling your foreront department and asking what the hell is going on. Until now everyone was wondering when, but digdug has cracked the riddle, answered the questions, everyone can sleep easy tonight. Thank you digdug

Hey moron, you ever stop your hate filled vitriol to consider that maybe what I posted WAS what the envision department told me? You really are a fool.

Key word Ferris “SUPPOSED”.

the first several hundred are through the queue and will be emailed out.   In a weeks time we will be laughing at BP.

I guess I’ll believe it when I see my email.  This firm has done another horrific job w/ communication during this entire process.  I believe the intentions are good, but the execution of nearly everything the company attempts is pathetically executed. 

[quote=20yrVet]I guess I’ll believe it when I see my email.  This firm has done another horrific job w/ communication during this entire process.  I believe the intentions are good, but the execution of nearly everything the company attempts is pathetically executed.  [/quote]

I guess you wanted them to call/email you everyday letting you know they are working on yours!! Or maybe they should just work on it!!
They said do this you will get paid, well they were overwhelmed by the numbers done and some half done. Until you don’t paid by 9/15 then the execution was flawed.

Here is a story. FA did a  half-assed job on a bunch so they were flagged. When the manager met with them all they could say was “What do i have to do to get paid?”. Do you think that may have put a king in the whole process if you had a lot of these problems?

Waitng, still waiting. Does just ONE person have an e-mail yet? I didnt think so !!

Waitng, still waiting. Does just ONE person have an e-mail yet? I didnt think so !!

Actually at this point I am the BIG winner in this whole bonus game. 40% through the supposed “contract week”, lets hope you guys get something soon.

Just spoke to my manager and agreements being mailed to branch this week

60% of “contract week” now over. Does just one person have an e-mailed contract yet? I didnt think so.

BP



dude.    



I have no dog in fight but you really are one annoying MF.   You must be a real pain in the ass to be around.   

Im guessing a minimum of 3 P.O. boxes are getting your alimony checks. AND ill bet at least one of your kids has been to rehab.

Quagmire - Infomax blah blah blah, Jim Hayes blah blah blah, focus you idiot - do you have a contract? Do you have a check? Wasnt Hayes the one who said, Two more weeks on retention? about 10 times, man youve got a short memory.

Good one Ferris, are you an 8 year old? Or an 8 year old with no contract I should say.

Quagmire - Infomax blah blah blah, Jim Hayes blah blah blah, focus you idiot - do you have a contract? Do you have a check? Wasnt Hayes the one who said, Two more weeks on retention? about 10 times, man youve got a short memory.

I want to thank all of you frequent posters to this site for providing many of us with comic relief during these trying times.  I followed the retention thread back in the early part of this year, and although not a one of you was remotely close to the truth, you had some great insults back and forth.  I forgot all about you until a few days ago, and here you were. 

BP,

Give me your guidance. What is the firms out for not paying?

They spent countless hours creating this program. Countless hours having us compile these plans, countless hours examining them at the home office level and the branch level.
We’ve received preliminary numbers about what we are going to get paid. We are now in the process of selecting how we want to get paid (upfront loan bonus, partial upfront/backend)…

Are you actually saying the firm would go through all that just to kick the advisors in the nuts? Who does that and why? What value does that add to the firm to create such an extensive mind game for it’s sales force? It doesn’t boost business. It doesn’t boost profits, it doesn’t boost retention of advisors. It doesn’t boost morale.

No doubt, the JO’s in management have done a piss poor (and I am being kind) job of communicating with us, starting with Danny and on down. But is it your contention that all of the above, which has happened, will lead to FA’s getting $0?

No, I am saying they sent you snapshot saying you qualified for X at the end of June, then said “wait, we want to review”, now will send back highlighted plans as “not qualified” and wont pay you. They are going to jack you around, just watch

I have to echo A b and Happy’s comments. I have no dog in this fight. This is the most entertaining thread I’ve read in a long time. I have to disagree with A b and Ferris though - I think it would be impossible for BP to get laid.

No, I am saying they sent you snapshot saying you qualified for X at the end of June, then said “wait, we want to review”, now will send back highlighted plans as “not qualified” and wont pay you. They are going to jack you around, just watch

We will see. Good luck getting paid on those “highlighted” forefronts

We will see. Good luck getting paid on those “highlighted” forefronts

ignore BP. They are paying on flagged plans.   it’s not a blanket approval so some won’t count, but to make a general statement like that is absurd. He has no source.

Either do you Premier. In the same sentence you say they are paying on flagged plans AND that some wont count. Your a tard. Thank God you are not handling MY money. Which is it, are they paying on flagged plans or not? No wait, it is up to corporate and of course they will definately side with the advisor

you really are a stupid ahole. saying that they will pay on flagged plans implies exactly that. that in general they will pay. not like when you say good luck getting paid and imply that all flagged plans won’t be.   you are the king of broad generalizations and no facts to back your big mouth.

I guess I'd say that I am more convinced today than a week ago that I will be getting paid soon and there isn't going to be some last minute snafu....

Thanks 20yr. vet for some intelligent commentary and information. I come on here to find out what others are hearing and thinking…not to read anything from BP or the guys that bash him.   I also have heard nothing -either by email or from management. I agree that they will probably do the right thing but they should know one thing, no one trusts or respects them. People will always remember how this was handled from DAY 1.

...

Finally you are all waking up. Especially that we are now 100% through “contract week” and I have not read ONE post of someone saying “contract e-mail received”. What a joke. I keep hearing “my manager said”, or “I heard from a co-worker”, why you guys dont just pick up the fun and say “I want to speak to the f*cking head cheese in forefront” is beyone my understanding. Instead you all sit back, bitch, and trash me. There has to be just one LARGE producer on this forum that has the balls to stick their neck out there and make that call.

I have no dog in this fight either, but I would l would love to know what a shrink has to say about BP’s personality.  This has been one of the funniest threads I have read.  Sounds like there is nothing to argue about.  Either you get paid around the middle of September or not.  If not, management will face a lot of good advisors going over the side. 

One thing the shrink would say is “Everyone quit using the phrase no dog in this fight”. Its getting a little old. Please somebody think of a new phrase.

One thing the shrink would say is “Everyone quit using the phrase no dog in this fight”. Its getting a little old. Please somebody think of a new phrase.

One thing the shrink would say is “Everyone quit using the phrase no dog in this fight”. Its getting a little old. Please somebody think of a new phrase.

One thing the shrink would say is “Everyone quit using the phrase no dog in this fight”. Its getting a little old. Please somebody think of a new phrase.

One thing the shrink would say is “Everyone quit using the phrase no dog in this fight”. Its getting a little old. Please somebody think of a new phrase.

[quote=BE PATIENT]One thing the shrink would say is “Everyone quit using the phrase no dog in this fight”. Its getting a little old. Please somebody think of a new phrase.

Will someone who has received a confirmation with their contract please stand up?
For those who know others in their respective offices who have received theirs, what regions are you in? I keep hearing about someone else somewhere else getting a contract.
I’m leaving in a year or two so I don’t really give that much of a crap. But I just can’t imagine the firm goes so far to tell us how and when we are getting paid, then does nothing. However, until proven otherwise the actions of the home office are exactly that.

Yes, those are much better. Actually pretty comical. But lets get back to the one thing nobody wants to addrss, why after infomax supposedly said contracts will be e-mailed out week of 8/24 are they not in your hands? Everyone would rather skirt the issue and pick on me. Good luck guys, maybe they are working hard over the weekend and you will have them in your in box monday morning.

Let’s address the issue of why you care. Seriously. You left, get over it.

[quote=meletio]Well Mr. M5, million dollar house. I guess your leveraged keep up with the Joneses lifestyle
is working well since you have nothing better to do than post messages on RR . What a loser !!


[/quote]

That kind of sums you up buddy. Posting on message boards as well.
Only one thing worse than a prick who has an M5 and a Million dollar home…A prick who doesn’t. Go back to your hovel and your Geo, Felatio.

Finally you are all waking up. Especially that we are now 100% through “contract week” and I have not read ONE post of someone saying “contract e-mail received”. What a joke. I keep hearing “my manager said”, or “I heard from a co-worker”, why you guys dont just pick up the fun and say “I want to speak to the f*cking head cheese in forefront” is beyone my understanding. Instead you all sit back, bitch, and trash me. There has to be just one LARGE producer on this forum that has the balls to stick their neck out there and make that call.

meletio and skillopie, that was someone else that posted that (M5, 5 mill house)but thanks for following since just 8/22. Please pay attention. Again, I dont have a M5 or a 5mill house, that was some other knucklehead, what I do have is the balls to call corporate when they are screwing me over and ask what the hell is going on. Something every person on this forum lacks.

I called corporate and was told early this week we would have an email by end of week. Their was no email sent as of 5pm or so yesterday. 

meletio and skillopie, that was someone else that posted that (M5, 5 mill house)but thanks for following since just 8/22. Please pay attention. Again, I dont have a M5 or a 5mill house, that was some other knucklehead, what I do have is the balls to call corporate when they are screwing me over and ask what the hell is going on. Something every person on this forum lacks.

Do you call your buddy at wells everyday and see if there are new news on forefront? For a million dollar producer u got lots of time on your hand or are u a piker still at wells waiting for 20k bonus?

Dont worry about me, I got mine and I am doing just fine. Yes, I keep in touch with old friends and they feel the same way I do that highlighted plans arent going to be paid on. And when I say call corporate I dont mean the pimple faced kid in forefront department that answers the phone. Call and ask for the head person in charge of this whole thing and say “wheres my $”. I would be happy to get a name for you. Or heres an idea, you can call 314-955-3000. Hello, I need the forefront department. Hello, this is the forefront department can I help you, yes, who is in charge of running this whole forefront thing? well, that would be ------, I would like to talk to that person. They are busy right now, can I help you with anything? no you cant, I will hold until the head honcho can pick up the phone.



Man, that was hard. Cant believe no one else thought of it.

It seems like you’re more frustrated about this forefront thing than those who are actually involved with wells. Have you always been caring about other fa’s at other firms? If you are so concerned can you call the forefront team and ask them the status on the forefront as a concerned citizen? I was going to give you Forefront dept number but i noticed that u already have it. Lol

BP - talked to the Head of the Dept. (in person/face-to-face) on Thursday.

[quote=meletio] Well Mr. M5, million dollar house. I guess your leveraged keep up with the Joneses lifestyleis working well since you have nothing better to do than post messages on RR . What a loser !!

[/quote]



WHAT DO YOU CALL:



A guy



            dissing a guy



                            on wasting time posting



on a RR web site





              by posting the dis



as he is



wasting time



    on a RR web site?

and meletio my friend.



Had to go to my wifes co-workers mom’s funeral this weekend

We got behind a house on the road (no joke)

we were late.

gave me free rein to speed (wife hates the car)

but I had guilt card on my side (going to MF funeral)

plus, she didnt want to be late

radar detector



That M5 is a total beast! (500 hp)    

125 feels like 40

so much power and torque



what a cool day



(we were about 10 minutes late)



you should come over

ill let you drive it

i think we can work though our past problems

i really have no dog in this fight

Wow, we have gone from forefront talk to Ab wanting to buttf*ck melitio. I am getting sick. I am going to start a forum on who has the fastest car or the biggest house. And again with the “no dog in this fight”, give it a rest please

Wow, we have gone from forefront talk to Ab wanting to buttf*ck melitio. I am getting sick. I am going to start a forum on who has the fastest car or the biggest house. And again with the “no dog in this fight”, give it a rest please

I have heard (no official word) there were over 4000 FAs that qualified for an award.  I have heard email to be sent the next few days.

x

[quote=kowachovia]

I have heard (no official word) there were over 4000 FAs that qualified for an award.  I have heard email to be sent the next few days.

[quote=scotsman][quote=kowachovia]

I have heard (no official word) there were over 4000 FAs that qualified for an award.  I have heard email to be sent the next few days.

[quote=meletio] M5, radar detector…I suppose you have Carerra sunglasses also. This is 2009 not 1986… Wake up cheese ball get with the times. Do you still show people your Armani tie when you meet them as well ? Anyway, I’m just picking on you because I look at what a joke this whole entire forum is. Don’t you guys understand that you are all just pawns in a big game designed in order to pay the top execs. I was in the race for over 22 years …take my advise and go sell M5 if they are so great. Being a car salesman is a much more respected profession nowadays vs. a financial advisor.

[/quote]



No Carerra sunglasses (not sure what brand i have) and I dont wear a tie anymore.    An M5 is 1986 and not cool? Most people cant tell it from a 525.   Pretty understated.   But thanks for your input. .   Im getting that Dinan trick out performance stuff put on next week. I cant wait.



Im worried about you melitio. You have so much anger. And if your not a broker why are you trolling this web site? Dude, Its not normal.

Why dont you let it here?   We are your friends.   



did you get fired as and broker?

did a broker lose your folks money?

did you get banned from the business?

did a FA girl friend cheat on you?

are you an FA stalker?



let it out. its time to move on with your life

and remember, I have no dog in this fight

[quote=meletio]M5, radar detector…I suppose you have Carerra sunglasses also. This is 2009 not 1986… Wake up cheese ball get with the times. Do you still show people your Armani tie when you meet them as well ?  Anyway, I’m just picking on you because I look at what a joke this whole entire forum is. Don’t you guys understand that you are all just pawns in a big game designed in order to pay the top execs. I was in the race for over 22 years …take my advise and go sell M5 if they are so great. Being a car salesman is  a much more respected profession nowadays vs. a financial advisor.
[/quote]

Meletio,
I’m glad you are here. You crack on someone’s kick ass car like you are putting them down? I haven’t heard what you drive. For the record, I have an M3.
Keep the posts coming, you really do make the board better. It’s fun to figure out who is the bigger douche, you or BP. BP is that really really loud guy at the bar who strikes out with each and every hot chick he talks to. He does get laid though, because he takes home the drunk fat chick at closing time. He then counts that as a full score.
You on the other hand are the scrawny geek in the corner, I’m picturing Steve Buscemi from Billy Madison.  Doesn’t talk to anyone, but resents everyone else for having a life. You then go home and lay on your couch and smear lipstick all over your face. WTF!
I’m annoyed with management, disgusted actually. But we will get paid. And when I do, I’m going to pocket a hundred grand. I’m going to be thinking of you when I watch that direct deposit hit.

Your going to pocket a 100k? That means you are a 200k producer. Man, we need some big hitters on this forum.

you’re

I think the number of qualifiers isn’t the problem - it’s the number plans that were completed.

(QUOTE) Skill

It’s fun to figure out who is the bigger douche, you or BP.



BP is that really really loud guy at the bar who strikes out with each and every hot chick he talks to. He does get laid though, because he takes home the drunk fat chick at closing time.



He then counts that as a full score.



You on the other hand are the scrawny geek in the corner, I’m picturing Steve Buscemi from Billy Madison. Doesn’t talk to anyone, but resents everyone else for having a life. You then go home and lay on your couch and smear lipstick all over your face.

[/quote]



funny, perfect.



(cept maybe the fat babe blows chow at the foot of the bed…)

[quote=BE PATIENT]Your going to pocket a 100k? That means you are a 200k producer. Man, we need some big hitters on this forum.[/quote]

4front does not pay out 50% of t-12. It will max out at 50% of t-12 but you would have to have a sh*t pile of qualified hh to get it. You could be doing 600k and easily get less than 150k in this thing. Depends on the HH quantity and values. The whole thing is luck of the draw. Some guys kill it with small HHs and some guys cant figure out what the @#$# to do with a 5 mill HH.

It shows how this douch bag knows about the forefront program. You don’t have to have a brain to be a big producer

talking about bp

[quote=BE PATIENT]Your going to pocket a 100k? That means you are a 200k producer. Man, we need some big hitters on this forum.[/quote]

holy crap. All this time I thought you had an idea about how the program works. you really are clueless. I’m on a transition deal already from several years back.
Not everyone gets the 50% of T-12. it depends on dozens of factors.
I am maxing out what is eligible to me. 50% of my t-12 would mean Bentley(s) time. I might even have enough left over to buy your wife some new tits.

Just remember to divide that big number by nine for each of the years it will vest. Sold my soul to the devil once…

Most small producers will leave the bank/wirehouses channel because the payout isn’t enough to cover their monthly expense. Everything else is excuses

anyone get the email today?

No email today from ISG. I also was early to submit my manager approval The beat goes on…

Still no e-mails? Still no contracts? Whats it going to take for you guys to raise a little HELL around there?

Still no e-mails? Still no contracts? Whats it going to take for you guys to raise a little HELL around there?

The  forefront bonus will have so many strings attached that most people will not ever realize the total award. The firm controls how much will be paid out. They may LEND a big number in two weeks, but, most FA’s will not tolerate the new directives, quotas, and revised compensation policy. You cannot leave firms once you sign. First you have to pay back the loan with interest.

We were told today at National Sales that 100 e-mails were sent out last week and were to be processed for payment today.  With such a low percentage of people involved, I can only imagine that this was a test run.  Was not given a timeline for when e-mails for the remainder will go out.  I think it is fair to say that frustration is running high at the lack of communication from the firm.  Let's try to keep it together and stay in a positive state of mind.  To put it incontext, there are millions of American's that would be thrilled if their employer was off by only a week in getting them a pay package like we are all waiting for. 

I was at HQ today and met with the director of envision. We are getting paid, don’t listen to outsiders like ButtPirate. 700 plans were emailed last week, and several thousand more this week. They are working overtime to get them approved.

[quote=Happy]

We were told today at National Sales that 100 e-mails were sent out last week and were to be processed for payment today.  With such a low percentage of people involved, I can only imagine that this was a test run.  Was not given a timeline for when e-mails for the remainder will go out.  I think it is fair to say that frustration is running high at the lack of communication from the firm.  Let’s try to keep it together and stay in a positive state of mind.  To put it incontext, there are millions of American’s that would be thrilled if their employer was off by only a week in getting them a pay package like we are all waiting for. 

[quote=PremierAdvisor]I was at HQ today and met with the director of envision. We are getting paid, don’t listen to outsiders like ButtPirate. 700 plans were emailed last week, and several thousand more this week. They are working overtime to get them approved.[/quote]

That more like it.

If it is true, and I'm not doubting you, that 700 plans were e-mailed, and they are working overtime, then I can't understand why the firm is not communicating this to the field.  4Front is a major deal for many people.  I would not mind the delay if I knew that progress was being made.  An update on the 4Front web page on Infomax would go a long way. Obviously the person we spoke to today was either not up to date, or blowing smoke to get off the phone. 

[quote=Happy]

We were told today at National Sales that 100 e-mails were sent out last week and were to be processed for payment today.  With such a low percentage of people involved, I can only imagine that this was a test run.  Was not given a timeline for when e-mails for the remainder will go out.  I think it is fair to say that frustration is running high at the lack of communication from the firm.  Let's try to keep it together and stay in a positive state of mind.  To put it incontext, there are millions of American's that would be thrilled if their employer was off by only a week in getting them a pay package like we are all waiting for.  [/quote]

[quote=FawnLiebowitz][quote=Happy]

We were told today at National Sales that 100 e-mails were sent out last week and were to be processed for payment today.  With such a low percentage of people involved, I can only imagine that this was a test run.  Was not given a timeline for when e-mails for the remainder will go out.  I think it is fair to say that frustration is running high at the lack of communication from the firm.  Let's try to keep it together and stay in a positive state of mind.  To put it incontext, there are millions of American's that would be thrilled if their employer was off by only a week in getting them a pay package like we are all waiting for.  [/quote]

The tests are small groups because they are measuring the response before they go national. Calculating the fallout. Or," Acceptable attrition"

[quote=FawnLiebowitz][quote=Happy]

We

[quote=Happy][quote=FawnLiebowitz][quote=Happy]

We

Fawn,

[quote=FawnLiebowitz]

Hey premier, you sure spend a lot of time at your home office. You are either management or full of sh*t. So far the only person that has been right is me, and that is you guys are getting screwed !!!

[quote=A b][quote=FawnLiebowitz]

[quote=LegacyWellsFargo]The tests are small groups because they are measuring the response before they go national. Calculating the fallout. Or," Acceptable attrition"[/quote]

You can always take a deal later on and pay off this thing. I think a 200 or 300% deal would easily take care of the payback problem.

Hey premier, you sure spend a lot of time at your home office. You are either management or full of sh*t. So far the only person that has been right is me, and that is you guys are getting screwed !!!

[quote=FawnLiebowitz][quote=A b][quote=FawnLiebowitz]

I have to give it to you BP: I’ve read these posts for months and you have been the mostly singularly consistent loser I’ve ever seen on here-or anywhere else for that matter.



You moved on yet you don’t seem to be able to let it go with what’s going on at your old firm. Are you REALLY spending this much of your time fawning over “what could have been” back at WFA? YOU LEFT, SO LEAVE THIS THREAD.



Move the F on; stop posting; leave those of us alone that are trying to get an actual read for what goes on here and what we should expect. Your constant and unbelievably annoying posts only causes 5 other useless posts, trashing whatever bile you’re spewing. Considering HOW WRONG you were from day one–and how vocal–on the whole retention issue, it is amazing you even have the (little tiny) balls to come here EVERY G.D. DAY, TIME AND TIME AGAIN, DAY IN DAY OUT…constantly whining “I don’ know why you guys are pickin’ on me!!”. Amazing.



Please … let us be…i don’t need to read 100 more “BP is an A-hole” posts before this 4 front issue is settled.

No communication, no accountability = no confidence.  I’ve stopped counting how many different stories I’ve gotten from envision, national sales, premiere services, market manager,… we may well get paid but the process has done major damage.  “Home office” idiots posting on this site are only confirming the fact that the firm is clueless.

My buddy over there got his email.  Poor execution and communication, but clearly the program is moving forward.  Let’s see how long it takes to get paid. 

Buckeye, did he get paid on the highlighted envisions? That is the main question everyone wants answered.

[quote=4frontsucks]No communication, no accountability = no confidence.  I’ve stopped counting how many different stories I’ve gotten from envision, national sales, premiere services, market manager,… we may well get paid but the process has done major damage.  “Home office” idiots posting on this site are only confirming the fact that the firm is clueless.
[/quote]

Todays version was that they arent sure when we will get email. They said hopefully before end of week.  I told the home office person I spoke with today that this is getting ridiculous and expressed my disatisfaction with the lack of communication in no uncertain terms.

Buckeye, did he get paid on the highlighted envisions? That is the main question everyone wants answered.

Plans were highlighted based on some computer formula that had 30 factors apparently. From what my group figured was that if you did full and complete plans, they weren’t highlighted unless there was some other factor. I did 52 and only 1 was highlighted b/c it was a small business. I did full plans. Whereas I had a colleage do 58 and 15 were flagged. We’ll still get paid on all we submitted. That’s not a question. It’s only when… Nobody has answers. We’ve heard that all loan documentation that is back by Sept 10th, will be paid on the 15th. If they do not have ppwk back by the 10th, you may have to wait until October. But, it sounds like we’ll be paid out on September 15th.



Who knows. And I don’t really care as long as I get it— and there’s no reason to believe we won’t.

I was told the main issue surrounding the plans was the number of plans done in the last week of June.  If you did no plans all year long, and then a whole bunch in the last week or two of June, that sent off a major question mark as to validity of the plans.  This is the reason they instituted the validation process with the managers.  I was told that the highlighted plans only come into play if more than 10%% of your final submission was in question.

Folks,



What did management expect?   Of course, people are going to do a hell of a lot of plans in June. This “validation process” should have been in the rules before they rolled out a backdoor retention. Did they really not foresee this potential problem? ALWAYS CHANGING THE RULES OF THE GAME is a WS tradition.



This is becoming a comedy of errors with all the cliched corporate buzzwords in play. Our National Sales guy changes his story daily. This “looter” (a WFC employee with no production) should apply for Robert Gibbs job in the Obama administration!



Still waiting and starting to believe that BP has some validity…although I still despise his negativity.

[quote=BigSturch]Plans were highlighted based on some computer formula that had 30 factors apparently. From what my group figured was that if you did full and complete plans, they weren’t highlighted unless there was some other factor. I did 52 and only 1 was highlighted b/c it was a small business. I did full plans. Whereas I had a colleage do 58 and 15 were flagged. We’ll still get paid on all we submitted. That’s not a question. It’s only when… Nobody has answers. We’ve heard that all loan documentation that is back by Sept 10th, will be paid on the 15th. If they do not have ppwk back by the 10th, you may have to wait until October. But, it sounds like we’ll be paid out on September 15th.



Who knows. And I don’t really care as long as I get it— and there’s no reason to believe we won’t. [/quote]

Well they better get the damn email to everyone tomorrow. Im pretty sure everyone wants to get paid by Sept 15th. We were promised that and we expect nothing less than that.

This “looter”
************************************
LMAO on that one. Love the name. They are frigging looters from WFC!!! Got looters from wealth and trust showing up regularly now.

A Merrill Lynch spokeswoman confirmed that Bank of America’s package had been offered to the firm’s

brokers. A spokesman for Bank of America confirmed that the bank had offered a retention bonus to its

own brokerage force.

Speculation had mounted in recent weeks over when Bank of America would present a deal to Merrill’s

more than 16,000 brokers after agreeing to acquire it on Sept. 14 for $50 billion.

Under the terms of the deal, financial advisors at Merrill who produce more than $1.75 million are eligible

to receive the full 100% amount in return for staying with the firm for seven years. These brokers will

receive 75% cash up front, with another 25% in deferred cash over three years.

If the brokers leave before seven years, they would need to pay back the bonus.

Brokers who have $1 million to $1.749 million in production can receive up to 100% of their annual

revenue, with 75% cash up front and a 25% growth award.

In addition, financial advisors who produce between $750,000 and $999,000 are eligible to receive up to

75% of their production, with 50% cash upfront and a 25% growth award.

Meanwhile, those who generate $500,000 to $749,000 can receive up to 75% of their production, with

25% cash up front and a 50% growth award.

Those who generate $350,000

We’ve heard that all loan documentation that is back by Sept 10th, will be paid on the 15th. If they do not have ppwk back by the 10th, you may have to wait until October.   

[quote=BigSturch]Plans were highlighted based on some computer formula that had 30 factors apparently. From what my group figured was that if you did full and complete plans, they weren’t highlighted unless there was some other factor. I did 52 and only 1 was highlighted b/c it was a small business. I did full plans. Whereas I had a colleage do 58 and 15 were flagged. We’ll still get paid on all we submitted. That’s not a question. It’s only when… Nobody has answers. We’ve heard that all loan documentation that is back by Sept 10th, will be paid on the 15th. If they do not have ppwk back by the 10th, you may have to wait until October. But, it sounds like we’ll be paid out on September 15th.



Who knows. And I don’t really care as long as I get it— and there’s no reason to believe we won’t. [/quote]
Here we go again… somebody said…I was told…heard that…30 factors…What a crock–.NO communication! Well, I do care when I get paid and the fact that no one is giving the same answer reminds me of the place where we started: Danny: “Yes, there will be retention…” until we bastardize it in the form of second-rate financial planning that we will then scrutinize for less than our highest standards…

When you get the email, you will not want to sign the note. Way too many strings. WFC is holding all the Cards.

The contract is already on the system and I’ve already had my attorney look at it, but thanks big guy.

Okay, check back with me when you get the email. The infomax sample was just that, a sample. The one you will be asked to sign is not the same one.

mmmm ok

[quote=Hydeho]

[quote=scotsman][quote=kowachovia]

I have heard (no official word) there were over 4000 FAs that qualified for an award.  I have heard email to be sent the next few days.

..

I like Skillopie, he makes more sense than all of you put together. Why someone wouldnt take it ALL upfront is beyond me. Wells would screw you over in a second down the road. Once the check is in the bank you hold the cards, much better than “Yeah, but they still owe me”.

[quote=4frontsucks]

[quote=Hydeho]

[quote=scotsman][quote=kowachovia]

I have heard (no official word) there were over 4000 FAs that qualified for an award.  I have heard email to be sent the next few days.

Obama!!! woooot!



big fan here. big fan

This thread is very interesting to read, I feel sorry for the reps that are stuck working for such a crappy bank but I cannot believe they are not trying to get out of there!

[quote=Greenbacks]

This thread is very interesting to read, I feel sorry for the reps that are stuck working for such a crappy bank but I cannot believe they are not trying to get out of there!

Since I don’t want to go through 44 pages, can anyone explain what the original rules were and what they are today?

Ludenman, hayes et al will be gone within 90 days. Wells will put in their peeps.   

Ab your an idiot. Got a call from advisor firend still with WFA. He had 82 plans and 8 were highlighted, company only paid on 78 of the plans, 4 were rejected

liar

Premier, look at your very forst post July 21st. What you were hearing is coming true

[quote=BE PATIENT]



Ab your an idiot.



[/quote]



bingo   



hit a nerve.



how cool

DL, et al ,may be gone shortly after the best advisors are under contract, or, they will adopt the swiss model that WFC wants. It will be interesting to see how this plays out. Some really good firms legacies are gone forever, Pru,Wac,AGE, and others, to try a new experiment. Locking up the advisors is the first step. Most managers are encouraging the upfront election. The ones that aren't smells therat, and, is keeping the option open to move the branch. Tough position for managers.

Ferriss, you made me laugh. Although when your check from MS/SB is already cashed most everything is funny. It is nice to see some intelligent humor on this forum for a change. I hope each and every one of you get paid for ALL envisions, but unfortuantley it is not looking that way.

Ok liar. I’ll call your bluff.



Get the day and approximate time your ‘friend’ got his email and post it.

I got my e-mail.  Getting paid on highlighted plans. All is good.

Got mine as well. thank god. 15 highlighted plans, because my assistant did every single plan and I’m getting paid on all. Time for bed ahhhhhhhhhhhhhhhhhhhhhhhh…it feels good.



oh, and ‘Be Patient’, you’re a pretty sad dude. i’ve gotta say.

What do you mean by highlighted plans? Are you talking about number of envisions you have completed?

Happy and Mr. Sunshine, if you are telling the truth congratulations.

Got my email as well. Getting paid on all flagged plans. Once again this BP guy looks the fool. Peace

For those that have received their e-mail already, would you mind posting what region of the country you are from, if you are ex-AGE or legacy WS, and if you had any flagged plans?

20yrVet - They are doing plans first in first out, nothing to do with regions. Yours will come in. In the immortal words of our forum jerkoff:   Be patient

[quote=20yrVet]For those that have received their e-mail already, would you mind posting what region of the country you are from, if you are ex-AGE or legacy WS, and if you had any flagged plans?

[quote=Hydeho]

[quote=4frontsucks]

[quote=Hydeho]

[quote=scotsman][quote=kowachovia]

I have heard (no official word) there were over 4000 FAs that qualified for an award.  I have heard email to be sent the next few days.

What do you mean by highlighted plans? Are you talking about number of envisions you have completed?

Hey Happy, your a liar, so are you Mr. Sunshine. I personally called your forefront department today and they said that since the original 100+ sent out last week no more e-mails have been sent. Quit giving these people false hope. Person said the next 1500 e-mails will go out this weekend.

Really. You actually called wfa backoffice about forefront from Morgan line? Just incredible. U r the king of the douchebag community

BP, you are full of S. And if you did call, why would you care? Get a life.

BP-

Hey Happy, your a liar, so are you Mr. Sunshine. I personally called your forefront department today and they said that since the original 100+ sent out last week no more e-mails have been sent. Quit giving these people false hope. Person said the next 1500 e-mails will go out this weekend.

My whole group got their forefront paperwork and will have the money next week. Be Patient, you are lowlife POS. We all know your not a broker. Get off your mommy and daddies computer soon because they will be home any minute from their double shift at the pickle factory. As to your labor day weekend open wide and open hard and spend time creating some more illusions.

Hey Happy, your a liar, so are you Mr. Sunshine. I personally called your forefront department today and they said that since the original 100+ sent out last week no more e-mails have been sent. Quit giving these people false hope. Person said the next 1500 e-mails will go out this weekend.

Lots of haters, I feel your frustration. I am telling the truth on both counts, fortunately I have no problem with you taking out your sadness towards WFA on me. Hopefully you will TRULY get an e-mail soon.

Happy,

THats where your wrong be patient. I'm not frustrated at all. They said I should have the money all along by 9/15 and that has never been more true. You enjoy your tv dinner and endless pickles, benefits from your mommy and daddies employee discount. Noone in their right mind believes you have been are now or will ever be a broker. Your a minimum wage paid basher and thats really hard to figure out. WHy do you continue to embarrass yourself day after day living in your illusionary world.

I've talked to the home office and a regional president.  1300-1500 e-mails will go out by the end of the weekend according to them. I've got a few friends that actually use Envision as a planning tool and didn't need come up w/ new plans for their clients.  They haven't seen anything.  I'm supposedly in the top5% of the firm in production and I've seen nothing. If you are taking the loan, you don't have to worry about getting paid within 10 days from the e-mail.  They are still saying that payment will be 5 business days of signed documents.

Mikehunt, nice posting name third grader. We will see. If you would take the time to read my previous posts I never said “you wont get paid”, I said “dont plan on getting paid on the highlighted plans”. And if you are questioning whether I am an advisor ask me a few questions only an advisor could answer. Lets have some fun !!

Mikehunt, nice posting name third grader. We will see. If you would take the time to read my previous posts I never said “you wont get paid”, I said “dont plan on getting paid on the highlighted plans”. And if you are questioning whether I am an advisor ask me a few questions only an advisor could answer. Lets have some fun !!

[quote=BE PATIENT]Hey Happy, your a liar, so are you Mr. Sunshine. I personally called your forefront department today and they said that since the original 100+ sent out last week no more e-mails have been sent. Quit giving these people false hope. Person said the next 1500 e-mails will go out this weekend. [/quote]

Are you some kind of retard? You work at MSSB but you are calling our back office to check on things?
Seriously, get a life man. Get a hobby, get laid, get something.

I like the direction this thread has taken.



emails received… check

payed on flagged plans… check

BE PATIENT utterly humiliated and proven to be worthless… check

BP



You called a firm you dont work for to be right on a message board?



One or both of your parents had to have been alcoholics.



Lets update your profile:   



How many of your ex-wives, kids or step kids do you not speak with?



The over/under is 50%.    Again, smart money likes OVER.

Ok Butt Pirate, listen up: I GOT MY E-MAIL TODAY. I GOT WHAT I EXPECTED, I HAD 2 PLANS FLAGGED, THEY WERE ALL SIGNED OFF ON BY MY MANAGER AND I AM GETTING PAID ON EVERYTHING.

I feel like I just won an Oscar. I’m up on the podium, the flashbulbs are clicking, now for my acceptance speech:

Awwww shucks, I mean, golly…I thought this day would never come. I’d like to thank some special folks who helped make this moment all the more special.

First, Meletio. You whine like a little bitch. It’s all the more rewarding that I am earning a bonus far in excess of your yearly income for doing maybe 20 hours of work.

Second, Be Patient. I did derive some entertainment from your backtracking in the past few days. You were adamant that 4front didn’t exist, that nobody would get paid. Then it was all about highlighted plans and that was the point you stuck to. Then your epic Paul Revere like ride, err, call to WFA’s back office envision department. (What A-Number did you give them when they asked???) You are human garbage. You are a douche. And best of all, you are 100% wrong. And don’t give me the “Well I got a better deal from MSSB than 4front pays.” I will get a killer deal when I leave here too, at a time of my choosing. But any time you want to bury the hatchet, you can come to a BBQ over at my place. I will be happy to grill up a big $hitburger for you. It’s time for you to go away. My guess is that you will, but only to come back with another screen name, in true douche fashion.

Last, my friends in managment at all levels, local, regional, national, and the executives at the bank (WB and WFC). f*** you. You had the opportunity when you bought AGE to make friends. Instead you screwed over about 5000 FA’s by providing a crappy transition to the the new company. Your motto is the less communication the better. Then the bank rolled financial snake eyes and had to be taken over by WFC. WFC came along and decided they wouldn’t pay retention (after telling everyone they would), instead they invented this joke of a program. As 4front progressed managment’s communication became more and more distant, to eventually nonexistent.  You couldn’t post one freaking update on infomax? If the FA’s are the clients of managment as my manager likes to say, is it any surprise that people are leaving this firm in droves? If I treated my clients the way this company has treated my colleagues and I they would hate my guts too.

Oh, the band is playing, well thanks again, God Bless and see you the next time this company does something stupid that warrants a 48 page thread, in other words, see you soon!

Wow, I have struck a nerve. First, they didnt ask for an A# when I called, second I think those that are claiming e-mail came are full of sh*t because your corporate said no e-mails until this weekend, so I am thinking you are still lying. I guess you are all still nervously optimistic.

/thread



Goodbye moron. Please turn off the lights when you leave.

Hey premier - what were the last 10 trips you went on with A.G. Edwards? I can name them can you? Went on my first trip in my first year and every trip after that for the last 20 years. I think I should change my posting name to premier advisor and you should change yours to poser

[quote=BE PATIENT]Wow, I have struck a nerve. First, they didnt ask for an A# when I called, second I think those that are claiming e-mail came are full of sh*t because your corporate said no e-mails until this weekend, so I am thinking you are still lying. I guess you are all still nervously optimistic. [/quote]

Game over asshole.
Also, there is no tooth fairy, no loch ness monster, Elvis is still dead, the Cubs aren’t going to win the world series and I have my contract.

Liar

Got my contract tonight…5:30EST

not rubbin anything in, but santa’s real

Region? Or does it matter. I believe we submitted everything on the 8/13

We submitted on 8/11, hope to get something soon, this is geting silly now.  Apparently/alledgedly, you are in the que according to when your manager submitted the approval.  Two I know got the e-mail and ALL their plans where approved…even the HIGHLIGHTED ones…

Region? Or does it matter. I believe we submitted everything on the 8/13

Has anyone from ISG received their documents yet? I was told that only PCG were sent emails. Thanks.

[quote=LLETF]Has anyone from ISG received their documents yet? I was told that only PCG were sent emails. Thanks.[/quote]

I didnt get mine and mine were done early and they were done correctly. Plenty of ISG have gotten them. I have spoken to those in my area that have. I dont know how they determine to send what to whom and when. Pissed off.

Hey premier - what were the last 10 trips you went on with A.G. Edwards? I can name them can you? Went on my first trip in my first year and every trip after that for the last 20 years. I think I should change my posting name to premier advisor and you should change yours to poser

no he should change his name to KNOWS NOTHING

[quote=showmethemoney]

[quote=LLETF]Has anyone from ISG received their documents yet? I was told that only PCG were sent emails. Thanks.[/quote]I didnt get mine and mine were done early and they were done correctly. Plenty of ISG have gotten them. I have spoken to those in my area that have. I dont know how they determine to send what to whom and when. Pissed off. [/quote]





I submitted mine on 8/18 and have not received documents. National Sales has been decent at being updated on what is going on but they don’t have any control over anything. I am guessing that PCG finance and ISG finance are separate so processing is being done at different paces?? I really have no idea… it is distracting to wait.

where is BP, that little pissface. i miss him already. hey BP? or Beyond Pathetic? what’s next!!! any more juicy backoffice conspiracies we should know about. pick up the phone and start dialing. call some wirehouse HR dept’s (anyone but yours, of course) and give us some more of that privileged juice. c’mon!!!

Still waiting to receive my e-mail.  Guys in my office that submitted their paperwork when I did have received it.  I wouldn’t doubt that a mistake was made by the “system” and I will be waiting for weeks to come.  Quite annoyed.  I’ve been assured that my plans are kosher and my documents should arrive any day now.  It was admirable that the 4front dept FINALLY updated the process yesterday.  Tuesday will be 4 weeks since I completed my POR. 

[quote=20yrVet]Still waiting to receive my e-mail.  Guys in my office that submitted their paperwork when I did have received it.  I wouldn’t doubt that a mistake was made by the “system” and I will be waiting for weeks to come.  Quite annoyed.  I’ve been assured that my plans are kosher and my documents should arrive any day now.  It was admirable that the 4front dept FINALLY updated the process yesterday.  Tuesday will be 4 weeks since I completed my POR. 

maybe they’ll pay interest for every day that the check is past the “60 days from the snapshot” date.  the “firm” promised a check with 60 days.

It is nice to get real money for doing the job we are supposed to do. It would be nice if they kept it going past next June. This is much better than getting “points” for opening up a pile of accounts. I must say, this program smokes the AG Edwards point system.

YOU GUYS ARE ALL PATHETIC…POSTING ON THIS FORUM EVERYDAY…GET A LIFE …THERE IS MORE TO IT THAT WORRYING ABOUT WHEN YOU WILL GET PAID FOR FOREFRONT. I WORKED AT WACH FOR AWHILE AND IT TOOK 3 MONTHS FOR THEM TO FIX MYPHONE…7 WEEKS FOR A FIXED ANNUITY 1035…9WEEKS TO TELL US THERE WAS NO RETENTION. HELL, BY THE TIME THEY FINALLY GET AROUND TO PAYING YOU LOSERS THE DOLLARS WILL BE WORTH ONLY 1/2 OF WHAT IT IS NOW.SPEND TIME WITH YOUR FAMILIES.LOSERSSSS

[quote=meletio]YOU GUYS ARE ALL PATHETIC…POSTING ON THIS FORUM EVERYDAY…GET A LIFE …THERE IS MORE TO IT THAT WORRYING ABOUT WHEN YOU WILL GET PAID FOR FOREFRONT. I WORKED AT WACH FOR AWHILE AND IT TOOK 3 MONTHS FOR THEM TO FIX MYPHONE….7 WEEKS FOR A FIXED ANNUITY 1035…9WEEKS TO TELL US THERE WAS NO RETENTION. HELL, BY THE TIME THEY FINALLY GET AROUND TO PAYING YOU LOSERS THE DOLLARS WILL BE WORTH ONLY 1/2 OF WHAT IT IS NOW.SPEND TIME WITH YOUR FAMILIES.LOSERSSSS
[/quote]

Took them that long because you are a piker and a jerkoff.

Contrary to all the predictions on this forum, it seems that everyone who participated in this program will get their checks!  The communication from the home office should have been better, and FAs should have been kept more in the loop.  However, one needs to realize that this was a newly designed program.  I believe that the second snapshot will be handled a lot more smoothly than this initial one.  Envision is not perfect, but it is a useful tool to help an FA do what is best for his/ her clients.  Many things at Wells Fargo could be improved, and Danny L. is not an honorable individual.  However, to pay FAs for doing these plans rather than giving them retention checks makes sense.  This program will solidify an FA’s relationship with their clients, give them a better idea of what their client’s needs are, and fits with what AGE was all about - doing what is best for the client!

[quote=meletio] YOU GUYS ARE ALL PATHETIC…POSTING ON THIS FORUM EVERYDAY…GET A LIFE …THERE IS MORE TO IT THAT WORRYING ABOUT WHEN YOU WILL GET PAID FOR FOREFRONT. I WORKED AT WACH FOR AWHILE AND IT TOOK 3 MONTHS FOR THEM TO FIX MYPHONE…7 WEEKS FOR A FIXED ANNUITY 1035…9WEEKS TO TELL US THERE WAS NO RETENTION. HELL, BY THE TIME THEY FINALLY GET AROUND TO PAYING YOU LOSERS THE DOLLARS WILL BE WORTH ONLY 1/2 OF WHAT IT IS NOW.SPEND TIME WITH YOUR FAMILIES.LOSERSSSS

[/quote]



what are you so angry about? wach doesn’t want to help you b/c they don’t help the helpless. go eat a d***burger you f***ing retard

Wow 60 days to be paid (August 29th) come and gone, contracts the week of August 12th come and gone, now paid by September 15th definately going to come and go. I cant believe still no contracts for most of you. And you big producers should have been priority #1. Sad!!!

Its 8:15pm, Sept 6th. Do you know where your 4front email is??? I dont. 

[quote=AGEWACHWELLS]It is nice to get real money for doing the job we are supposed to do. It would be nice if they kept it going past next June. This is much better than getting “points” for opening up a pile of accounts. I must say, this program smokes the AG Edwards point system. [/quote] Have to disagree with you on this.  At least with the point shop there was no contract to sign. No 9 years stuck with the firm with a non-solicit contract in place.  On top of that, this 9 year contract doesn’t even start ticking until Sept 2010.

BP



your original name sake. Be patient. retention IS coming. I KNOW for sure.    



WRONG



No retention. I know for sure. Im bolting to Smith Stanley.



WRONG



Forefront blows.   No money.   They are rejecting many plans. Its horrible.    I know for sure.



WRONG



Your consistent.



You dont know jack and your inside info with all your power player contacts don’t add up to jack.   And if by chance you did know someone your such a loud mouth tool no one would tell you crap.



So…WS guys DID get paid.    My My



Don’t you like johnny mack there BP. Did some big accounts not come with you d-bag?   Anyone so concerned about what he left must be having some second thoughts?   Is your manager not what you expected?   Don’t like the systems?

With those monster numbers your doing i think you would be getting a NICE Forefront check right now.



I think you lost some nice accounts.   Your fukcing ego is so big you underestimated that some people were not happy in this bear market and used the move to lose your annoying butt.



You left near the bottom.   Your old accounts REAL happy. they are making money and will never come back to you.



BP mr consistent   always wrong



(how those taxes each month?    anything in your paycheck?   wait till Obama raises top rates.   oh well…only 8 5/8th more years   bwahhahahahahahahahahahahahahahahhaha)

Ab -



1. Forefront would not be worth it to me they way they are jacking you guys around.



2. Yes, about 90% of accounts came with me and I am still working on others.



3. Yes, my ego is big but I am actually pretty sensitive also.



4. I was VERY wrong about retention back in Decmeber. I was relying on a very BIG corporate insider who was feeding me info both he and I thought was 100% correct. You have no idea how close to a fat retention check we were.



5. Forefront is a joke. Not the plans, its the way they are jacking you around with empty dates, and absolutely zero communication.



6. And yes, most of the posts against me are true, I am much too involved in this, what started as keeping up with the forefront progress has me completely blown away at the utter disregard for the advisor at your shop. Its like every decision they make someone says "F*ck them, they are lucky to be working here and everyone nods their head yes.



7. I hope you guys get paid, but hell you got BIG producers, premier advisors at your firm pissed off with lots of options.



8. Management is reading Ben Edwards rules of how to treat the advisor upside down thinking they are reading it correctly.

[quote=BE PATIENT] Ab -





3. Yes, my ego is big but I am actually pretty sensitive also.



[/quote]





oh gezz            A kinder and gentler BP?   

OK   We are a compassionate bunch.

We are working to forgive Mike.    We will try with you.

and he DID have a dog in the fight

[quote=BE PATIENT]Wow 60 days to be paid (August 29th) come and gone, contracts the week of August 12th come and gone, now paid by September 15th definately going to come and go. I cant believe still no contracts for most of you. And you big producers should have been priority #1. Sad!!![/quote]

I love it, now you are breaking balls over whether the program pays in 60 days or not!
What’s next, that we are getting paid via check vs direct deposit and that’s a big deal too?

Your call was NO pay. You were wrong. Grow a pair and move on.

[quote=meletio]YOU GUYS ARE ALL PATHETIC…POSTING ON THIS FORUM EVERYDAY…GET A LIFE …THERE IS MORE TO IT THAT WORRYING ABOUT WHEN YOU WILL GET PAID FOR FOREFRONT. I WORKED AT WACH FOR AWHILE AND IT TOOK 3 MONTHS FOR THEM TO FIX MYPHONE…7 WEEKS FOR A FIXED ANNUITY 1035…9WEEKS TO TELL US THERE WAS NO RETENTION. HELL, BY THE TIME THEY FINALLY GET AROUND TO PAYING YOU LOSERS THE DOLLARS WILL BE WORTH ONLY 1/2 OF WHAT IT IS NOW.SPEND TIME WITH YOUR FAMILIES.LOSERSSSS
[/quote]

Hey everyone, Meletio is back! How ya doin little buddy! Sorry to hear about your phone. I didn’t know your parents let you have your own phone. Probably just for emergencies, right?

I don’t think it’s nice for a child like you to call us adults losers though. And the comment about how the money will be worth half by the time we actually get paid? I guess you learned about inflation in school today. You can tell your teacher than inflation isn’t that steep currently, given that we will paid this month. Regardless, even if it was worth half, that’s still more than you got.

I’d tell you to call someone who cares, but your phone doesn’t work.

My prediction for the week. Not one e-mail will go out.

U r one mentally retarded asshole

My prediction for the week. Not one e-mail will go out.

So far I have hit it right on the nose.

If you guys are done I have a serious question. I actually did all my plans honestly and 100% passed inspection and got my letter last Thursday. I actually got more than expected in the this snapshot. Do you take the lump sum or the 9 year annuity (there is a years worth of interest along with the first annuity payment next September 2010).  I still have my AGE retention and I don't need the money right now. The annuity is appealing but I am a little worried about the language in the plan. I would appreciate any serious commnents from those who have reviewed the document. Thanks in advance.

[quote=BE PATIENT]So far I have hit it right on the nose. [/quote]

If by hitting every prediction right on the nose you mean going 0-fer, then yes, you have hit every prediction right on the nose.

[quote=Readnecks w/Money]

If you guys are done I have a serious question. I actually did all my plans honestly and 100% passed inspection and got my letter last Thursday. I actually got more than expected in the this snapshot. Do you take the lump sum or the 9 year annuity (there is a years worth of interest along with the first annuity payment next September 2010).  I still have my AGE retention and I don’t need the money right now. The annuity is appealing but I am a little worried about the language in the plan. I would appreciate any serious commnents from those who have reviewed the document. Thanks in advance.

I believe there is a 2/3…1/3 option…you keep the 2/3 upfront the firm keeps the 1/3 to pay the taxes and interest.

Still no e-mails? Wow !!!

Still here? Wow !!!