Metlife, Prudential or New York Life?

Didn’t you start the same forum a while back?

Here’s another question; If you want to do investments why work at a insurance company?

I think it depends on the individual branch you are looking at. I am in a Metlife office and we have some guys that are focused on investments, some on planning, and some are pretty much all insurance. The manager lets you find your niche. I am sure there are other offices that want the reps to do only insurance.

BBG, it seems like an insurance company is a pretty stupid place to start if you want to be focusing on investments.

Looking to lead with insurance, but don’t want to focus solely on that.

NYL is a great insurance company, but won’t let you do investments in the beginning.  Neither Pru nor MetLife are all that hot on the insurance.  Met is certainly the better of the two.

byebye, do you have interviews at any of these places? If not stop starting threads. 

All of the above.

Which would be best for a new-new?  Which would allow the most focus on investments?  Which would have the best sales training?

Look at NML............

If you want steak, don't go to a fish house.

If someone young, wanted to start in this biz today, asking my advice? Find a very successful indy rep that needs a junior partner. Make a deal, so that you can grow in the business, AFTER you prove yourself. There are more folks like that, than you can imagine. The 2nd best choice would be to work as a licensed assistant for a decent sized bank broker, with the idea that after 2-3 yrs, you get your own bank broker gig. Granted, bank programs are a bit upside down and run by clowns right now, but I suspect that will change significantly in the next couple years. Wirehouses are not even yesterday's news, and insurance companies are a joke and a half. The places you mention are only meant to help open accounts for their seasoned reps. 

[quote=BigFirepower]

If you want steak, don't go to a fish house.

If someone young, wanted to start in this biz today, asking my advice? Find a very successful indy rep that needs a junior partner. Make a deal, so that you can grow in the business, AFTER you prove yourself. There are more folks like that, than you can imagine. The 2nd best choice would be to work as a licensed assistant for a decent sized bank broker, with the idea that after 2-3 yrs, you get your own bank broker gig. Granted, bank programs are a bit upside down and run by clowns right now, but I suspect that will change significantly in the next couple years. Wirehouses are not even yesterday's news, and insurance companies are a joke and a half. The places you mention are only meant to help open accounts for their seasoned reps. 

[/quote]

I'm glad this question came up again as I am currently being CHASED by NYL and Pru. I have had my licenses (7.63 and 66) for years. I have worked as an assstant servicing mostly high net worth clients, a little estate planning, and a lot of retirement plans and retail trading. I'm looking to finally step up to the plate instead of being the bat boy, but these insurance firms make me nervous. The likelyhood that I will be able to make quota in this economy pushing insurance first and investments later is a little dubious... or am I missing the point??? I don't want my 200 names to be swallowed up as company property if I don't make it my first time up to bat. Any thoughts?

met is deffinately the lesser of the evils. in my humble opinion.

Don't ignore MassMutual, Guardian or Northwestern if you are set on the Insurance route. However, my short association with Mass, which is a wonderful Insurance company, came to an end when I found out that my sales manager received 0% overide off my investment business. So, when he heard me imitating BONDGUY at my desk one day... well, he wasn;t too happy. I was confused. He is the one who recruited me from an investment firm because the payout was twice as much?????

All of the companies mentioned are excellent companies. BUT, the branch is more important than the company.

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This is not at all to put anyone down, but if you looking just to get hired and registered why no go with EJ. The only other maybe MassMutual would open your window and let you sell insurance, till you can focus on investments.

[quote=ByeByeGolf]Which would be best for a new-new?  Which would allow the most focus on investments?  Which would have the best sales training?[/quote]

there are many ways for investment, and many institutions who give training on investment use.

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This is not at all to put anyone down, but if you looking just to get hired and registered why no go with EJ. The only other maybe MassMutual would open your window and let you sell insurance, till you can focus on investments.

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I am a new agent with New York Life and am working on my series 6 license. I hope I am still welcomed as I noted after the fact that this is a registered rep. blog, but I hope to test before years end.

I came to this site because I was working with a client who has been horribly misrepresented by her "financial advisor" in that he has tied all her money up in AVIVA equity indexed annuities (and we are not even allowed to sell equity indexed annuities because of suitability isses) and she has surrender periods of up to 17 years (and she is 73 years old). I think the person who is dealing with her money is purely evil and I pity seniors who trust these vultures. She has one annutity that has a 5% penalty AFTER her surrender period is exhausted and I cannot believe that this is legal.  I hope to put on as many seminars as I can to warn seniors about this product. 

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