Ameriprise
I was just offered a position by Ameriprise as an associate financial advisor. I was recently cut as an ML POA and need a job. After reading this forum, my hunch is to say “no”, but why do people have a negative perception of Ameriprise…what am I missing??
I honestly never found a smoking gun post about Ameriprise but I think if you’ve got a job then you’re golden. Some money beats no money.
I agree with someone, I’m starting there next Wednesday as an advisor under their Career Changer program. It seems within the industry their rep is not the best. From what I gather it’s more applicable to when they were with American Express and hired kids right out of college. In the end it’s really the person that matters and right now a job, any job is a plus.
Out of 19 of the biggest firms, they ranked #6 in customer satisfaction by JD Power and Associates and have been rising for the past few years. Hopefully they are on the right track.
[quote=GlengarryGlenRoss]I agree with someone, I’m starting there next Wednesday as an advisor under their Career Changer program. It seems within the industry their rep is not the best. From what I gather it’s more applicable to when they were with American Express and hired kids right out of college. In the end it’s really the person that matters and right now a job, any job is a plus.
Out of 19 of the biggest firms, they ranked #6 in customer satisfaction by JD Power and Associates and have been rising for the past few years. Hopefully they are on the right track.
[/quote]
I will not interfere with your right to make the biggest mistake of your career.
Raymond James is not hiring in my area, nor is MS, SB, ML or UBS (for new advisors). Edward Jones comp isn’t as good as AMP for a career changer with existing responsibilities. If in a year I’m successful, then perhaps I can look at moving on if I’m unhappy.
Why would Ameriprise be the biggest mistake in a career?
Going in as an AFA wouldn't be a huge mistake if you and the hiring advisor have a solid relationship. Make sure to put in writing how many hours a week you will be working for the guy (assuming that part of your job will be doing admin work for the guy), how he will support you in marketing (will he give you leads from seminars, or give you any kind of marketing budget), and basically what the expectations are. I'm an AFA for a P2 advisor with Ameriprise, and we have a solid working relationship. I don't have aspirations of becoming a $300k+ producer, so making a base salary (more than the Ameriprise P1's get as a draw) and another $25k-$30k from GDC I've closed is A-ok with me at this point in my life. What type of production/income are you trying to look for?
Ameriprise gets a (deserved) negative reputation because the P1 system is a chop shop. I say this as a former P1 advisor that saw this first hand. P2 is a completely different beast, in a good way.
just check out AMERIPRISESUX.COM for the inside dope about this dopey company
This will start a slew of replies I’m sure but Ameriprise was #6 out of 19 of the biggest firms in regards to Investor Satisfaction by J.D. Power and Associates for 2008. The results were posted in July with ML one slot ahead, which I’m sure by now is at least a few spots further down making Ameriprise top five. I’ve seen that site you mention and it seemed to have the same few people posting over and over.
No I don’t work there, but am starting next week. I did a lot of research and perhaps maybe would have went elsewhere had other companies not been merging, going out of business or just in the crapper overall financially. You just have to realize it comes down to the advisor not the firm. People thought Madoff was the greatest thing since sliced bread till he told them he scammed $50 billion.
“just check out AMERIPRISESUX.COM for the inside dope about this dopey company”
I'm not an Ameriprise fan, but that website should be ignored. It's you and Macca (Posted here as William before getting booted) and a couple of other people who failed there along with some lawyer who tries to drum up business.Glengarry, let me give you an outsider’s point of view why Ameriprise tends to not be respected. You are correct that it’s the advisor and not the firm or, at least it should be. This isn’t true if people at the firm are selling proprietary products and the proprietary products blow.
Close to 100% of the time that I meet with someone who has an advisor with Ameriprise, they have purchased an Ameriprise VUL policy.Is it the VUL that’s bad or the Ameriprise VUL. My impression of VUL’s have their place but certainly are not for everyone, or even many. What are the downsides of the VUL? The fees I’m guessing are a big part, right?
I was actually looking at AMPs managed money solutions. Looks like you can do over 2100 differrent funds, including the better performing no-loads in their fee based accounts, stocks, bonds etc. …where you as the advisor make the decisions. What am I missing?
“Is it the VUL that’s bad or the Ameriprise VUL. My impression of VUL’s have their place but certainly are not for everyone, or even many. What are the downsides of the VUL? The fees I’m guessing are a big part, right?”
Conceptually, VUL could work in some situations. In reality, it may never be appropriate. At the very least, it would take a very strange fact pattern to make it appropriate. At the heart of the problem is that it combines annually renewable term insurance with a side fund. Annually renewable term insurance is not appropriate for a permannent insurance need. With Ameriprise, both the insurance and the investments are overpriced. I've put out a challenge in the past because I'd like someone to prove me wrong. I want someone to give me a realistic example where VUL beats buying term insurance and putting the difference in the same investment choices. Nobody has done it yet.[quote=anonymous]“just check out AMERIPRISESUX.COM for the inside dope about this dopey company”
I'm not an Ameriprise fan, but that website should be ignored. It's you and Macca (Posted here as William before getting booted) and a couple of other people who failed there along with some lawyer who tries to drum up business. [/quote] Thanks for saving me time, I have little love for Ameriprise, but I at least want objective bashing if somebody has something to say.HA HA.
Wait til you have calandaring class. This is where you take a class in keeping the perfect, multi-colar calandars -- in pencil so you can erase all of your cancelled appointements -- then you pass them to other newly hired advisors so each can give you a grade on your calandar -- are the lines straight? are the colors consistent? is every minute accounted for? are all your 'dials' marked in the 'dials' boxes?. Since you didn;t make it to MER you'll think you are back in nursery school -- especialy if you have one wit of previous real business experience (now I don't mean things like managing a pizza parlor- night shift, or a security guard at the mall -- the prior jobs of real advisors).PS. They won’t let you buy stock or bonds for clients, forget options. BTW: there is NO RESEARCH either, plus when was the last time you found a successful insurance agent who knew anything about valuing corporate equities? Thats who your ‘leaders’ will be – highly successful annuity and VUL salesmen. Also, the ONLY training is on how to overcome objections to buying annuities and VUL’s.
At least they aren’t collecting business cards in fishbowls at the local Mexican restaurant…oh wait…
Hilarious! I love throwing my business cards in there...strangely I never get invited to lunch.At least they aren’t collecting business cards in fishbowls at the local Mexican restaurant…oh wait…
feebased,
It sounds like you've already made up your mind and are merely challenging us to persuade you to think differently with you "what am I missing?"s rather than coming across as sincere to truly find out what you're missing. This 'Out of 19 of the biggest firms, they ranked #6 in customer satisfaction by JD Power and Associates and have been rising for the past few years' BS should not even be a factor in your decision to want to move to Ameriprise. I mean, come on, wtf are you going to say over the phone? "Mr Client did you know that Out of 19 of the biggest firms, they ranked #6 in customer satisfaction by JD Power and Associates and have been rising for the past few years?" Listen, if 'money now' is dictating your decision and not "money now and later", then go ahead with Ameriprise. Otherwise, take it from someone who is currently under their shadow, you do not want to work here. You could become a $500k producer over there for all I care, the recruiting calls will not come to you. If you have to make money now, flip burgers. I've given you the best advice. You can take it or leave it. Your views on the situation will not change the reality. If you want tor eally know 'what am I missing?" ask them! Anything that sounds too good to be true generally is. Ask them why you're capable of getting an opportunity as an AFA when no brokerage in the industry right now is offering anything similar. when you can get to the root of that question, you won't be missing anything.[quote=Fud Box]At least they aren’t collecting business cards in fishbowls at the local Mexican restaurant…oh wait…[/quote]
I’m not a big fan of that and it’s a practice they’re doing away with. But it’s a prospecting technique the same as Door Knocking is, and has worked.
I guess there's no "ideal" way of cold prospecting, but the fishbowl thing just seems so....sleazy. Lure them with food, or bait, and try to land a fish. Doorknocking, cold calling, various forms of networking, seminars....all hard work, and not every technique works for everybody. However, these are all legitimate and straight forward forms of prospecting. Doorknocking and cold calling may not always get a warm welcome, your BNI group or the other Chamber members may not like you (maybe the smell), and your seminars may flop, but atleast your not luring people in under the guise of "winning a free lunch" and then beating them up for an hour to get financial information. The whole fishbowl thing just seems like such a slimy, underhanded, bait-and-switch-like tactic. It stinks of time-share sales tactics. So, do I think it's the same...nope. Does it work..it must work like a champ for a company to employ the use of such a tactic for so long. Just my opinion.[quote=Fud Box]At least they aren’t collecting business cards in fishbowls at the local Mexican restaurant…oh wait…[/quote]
I’m not a big fan of that and it’s a practice they’re doing away with. But it’s a prospecting technique the same as Door Knocking is, and has worked.
I guess there's no "ideal" way of cold prospecting, but the fishbowl thing just seems so....sleazy. Lure them with food, or bait, and try to land a fish. Doorknocking, cold calling, various forms of networking, seminars....all hard work, and not every technique works for everybody. However, these are all legitimate and straight forward forms of prospecting. Doorknocking and cold calling may not always get a warm welcome, your BNI group or the other Chamber members may not like you (maybe the smell), and your seminars may flop, but atleast your not luring people in under the guise of "winning a free lunch" and then beating them up for an hour to get financial information. The whole fishbowl thing just seems like such a slimy, underhanded, bait-and-switch-like tactic. It stinks of time-share sales tactics. So, do I think it's the same...nope. Does it work..it must work like a champ for a company to employ the use of such a tactic for so long. Just my opinion. [/quote][quote=GlengarryGlenRoss] [quote=Fud Box]At least they aren’t collecting business cards in fishbowls at the local Mexican restaurant…oh wait…[/quote]
I’m not a big fan of that and it’s a practice they’re doing away with. But it’s a prospecting technique the same as Door Knocking is, and has worked.
I don't know anyone who ever put their card in a fishbowl and didn't already realize the premise. Most people know you don't get something for nothing. I think it's only misleading if you're clueless. And hey, you still got a free lunch. Besides they are not doing it anymore. Though if they were, I'd have done it too. Anything that puts you in front of people is a win.
Perhaps you’re right. I can certainly understand where you’re coming from. I personally feel that doing ANYTHING to build your business can cross some lines that question one’s integrity and character. Bernie Madoff built a very nice practice.
I'm glad to hear that they've decided to do away with that practice.[quote=Fud Box]Perhaps you’re right. I can certainly understand where you’re coming from. I personally feel that doing ANYTHING to build your business can cross some lines that question one’s integrity and character. Bernie Madoff built a very nice practice.
I'm glad to hear that they've decided to do away with that practice. [/quote]Did I misunderstand you or did you just liken Fishbowl prospecting to what Bernie Madoff did?
lol! Of course not...it's just the principle that doing ANYTHING isn't always a win.
[quote=Fud Box]
lol! Of course not…it’s just the principle that doing ANYTHING isn’t always a win.
[/quote]Well by anything I meant nothing illegal or blatantly slimy. I think the general public understood the fishbowl concept. It’s been around in various forms for years.
I think its a joke to say that coldcalling is a more legitimate prospecting technique than lunch and learns…and I HATED doing lunch and learns. If you are a prospect, do you feel better and more trusting in a person who just made their 432nd dial of the day and you happened to answer the phone, or the person who you actually met and can judge for yourself if this advisor is someone you want to come in and meet? The best part for the prospect is that you can see up close and personal if the lunch and learn guy looks like a sleazeball, or if they can answer a tough question that you may pose to him on the spot at the restaurant.
I know 96% of people on here do cold calling so I will get flamed for this, but its ALWAYS better for the prospect to meet someone before becoming a client than hearing some voice over the phone and having to make a decision based on that. *Waiting on the 57 yr old brokers who have built a 20 year business 100% on cold calling to come screaming...*[quote=SometimesNowhere][quote=anonymous]“just check out AMERIPRISESUX.COM for the inside dope about this dopey company”
I'm not an Ameriprise fan, but that website should be ignored. It's you and Macca (Posted here as William before getting booted) and a couple of other people who failed there along with some lawyer who tries to drum up business. [/quote] Thanks for saving me time, I have little love for Ameriprise, but I at least want objective bashing if somebody has something to say. [/quote] In a buy sell agreement or as a funding device for a smaller firms version of a "golden handcuff" It gives a smaller business flexibility in the premium.[quote=anonymous]“Is it the VUL that’s bad or the Ameriprise VUL. My impression of VUL’s have their place but certainly are not for everyone, or even many. What are the downsides of the VUL? The fees I’m guessing are a big part, right?”
Conceptually, VUL could work in some situations. In reality, it may never be appropriate. At the very least, it would take a very strange fact pattern to make it appropriate. At the heart of the problem is that it combines annually renewable term insurance with a side fund. Annually renewable term insurance is not appropriate for a permannent insurance need. With Ameriprise, both the insurance and the investments are overpriced. I've put out a challenge in the past because I'd like someone to prove me wrong. I want someone to give me a realistic example where VUL beats buying term insurance and putting the difference in the same investment choices. Nobody has done it yet. [/quote] Woops responded to wrong post ... In a buy sell agreement and or as a funding device for a smaller firms version of a "golden handcuff" It gives a smaller business flexibility in the premium as well.Lets not forget the tax deferral.
Gaddock, it sounds good. Now put numbers to it. Unless you come up with a very strange example, it will lose to BTID.
The VUL has the following disadvantages: 1) Overpriced term rates 2) Sales charge on all money going into the policy regardless of whether the money is going into the investments or the insurance. 3)No breakpoints 4)Surrender charges 5)All gains taxed as income at surrender 6)Insurance must be kept until death I think that you'll find that at no matter what age death occurs or the policy is surrendered, the BTID will win. Are you up for the challenge of making a comparison?I hear what you are saying BUT have you ever seen a buy sell agreement funded with term? I have not. In theory the BTID sounds great. Less than half of 1% of term polocies ever pay a death benefit. Human nature and life gets in the way.
Are you using VUL for your buy/sell agreements Gaddock?
My buy/sell we just put in place is term.
[quote=3rdyrp2]I think its a joke to say that coldcalling is a more legitimate prospecting technique than lunch and learns…and I HATED doing lunch and learns. If you are a prospect, do you feel better and more trusting in a person who just made their 432nd dial of the day and you happened to answer the phone, or the person who you actually met and can judge for yourself if this advisor is someone you want to come in and meet? The best part for the prospect is that you can see up close and personal if the lunch and learn guy looks like a sleazeball, or if they can answer a tough question that you may pose to him on the spot at the restaurant.
I know 96% of people on here do cold calling so I will get flamed for this, but its ALWAYS better for the prospect to meet someone before becoming a client than hearing some voice over the phone and having to make a decision based on that. *Waiting on the 57 yr old brokers who have built a 20 year business 100% on cold calling to come screaming...*[/quote]You are an Ameriprise planner. Therefore, you are mediocre. Mediocre planners don't tell real brokers how to do business. Just because you suck on the phone doesn't mean that everyone does.
What's wrong with using WL instead? And FTR, you can use term for buy-sells, but make sure there are good convertability terms.I hear what you are saying BUT have you ever seen a buy sell agreement funded with term? I have not. In theory the BTID sounds great. Less than half of 1% of term polocies ever pay a death benefit. Human nature and life gets in the way.
[quote=Hank Moody] [quote=3rdyrp2]I think its a joke to say that coldcalling is a more legitimate prospecting technique than lunch and learns…and I HATED doing lunch and learns. If you are a prospect, do you feel better and more trusting in a person who just made their 432nd dial of the day and you happened to answer the phone, or the person who you actually met and can judge for yourself if this advisor is someone you want to come in and meet? The best part for the prospect is that you can see up close and personal if the lunch and learn guy looks like a sleazeball, or if they can answer a tough question that you may pose to him on the spot at the restaurant.
I know 96% of people on here do cold calling so I will get flamed for this, but its ALWAYS better for the prospect to meet someone before becoming a client than hearing some voice over the phone and having to make a decision based on that. *Waiting on the 57 yr old brokers who have built a 20 year business 100% on cold calling to come screaming...*[/quote]You are an Ameriprise planner. Therefore, you are mediocre. Mediocre planners don't tell real brokers how to do business. Just because you suck on the phone doesn't mean that everyone does.
[/quote] 3 years of lunch and learn experience has allowed me to do 6 corporate seminars in the past 2 months with 30+ attendees at each one. If you ask me, I'd much rather suck on the phone than in front of a large room of prospects. But keep plugging away in front of your list of numbers, you hack.
[quote=3rdyrp2][quote=Hank Moody] [quote=3rdyrp2]I think its a joke to say that coldcalling is a more legitimate prospecting technique than lunch and learns…and I HATED doing lunch and learns. If you are a prospect, do you feel better and more trusting in a person who just made their 432nd dial of the day and you happened to answer the phone, or the person who you actually met and can judge for yourself if this advisor is someone you want to come in and meet? The best part for the prospect is that you can see up close and personal if the lunch and learn guy looks like a sleazeball, or if they can answer a tough question that you may pose to him on the spot at the restaurant.
I know 96% of people on here do cold calling so I will get flamed for this, but its ALWAYS better for the prospect to meet someone before becoming a client than hearing some voice over the phone and having to make a decision based on that. *Waiting on the 57 yr old brokers who have built a 20 year business 100% on cold calling to come screaming...*[/quote]You are an Ameriprise planner. Therefore, you are mediocre. Mediocre planners don't tell real brokers how to do business. Just because you suck on the phone doesn't mean that everyone does.
[/quote] 3 years of lunch and learn experience has allowed me to do 6 corporate seminars in the past 2 months with 30+ attendees at each one. If you ask me, I'd much rather suck on the phone than in front of a large room of prospects. But keep plugging away in front of your list of numbers, you hack.[/quote]
Sounds like we only differ in that you can get people to show up for food and I can get them to show up and buy.
Are you able to fit them in considering your busy posting (7 per day) schedule?
[quote=3rdyrp2]Are you able to fit them in considering your busy posting (7 per day) schedule?[/quote]
Most of my posts are 1-3 lines long and my sales cycle is very short. It works for me.
“I hear what you are saying BUT have you ever seen a buy sell agreement funded with term? I have not. In theory the BTID sounds great. Less than half of 1% of term polocies ever pay a death benefit. Human nature and life gets in the way.”
Most buy/sells are funded at least partially with term. In many cases, the need is temporary. Ex. Partner A is going to be buying out Partner B over the next 5-10 years. In other cases, the cashflow simply isn't there to allow the funding to be done without term insurance or the company feels like they would rather do something else with their money other than pay large insurance premiums. A small portion of term policies pay a death benefit because people live and the cost of insurance gets too expensive. This same problem exists with VUL. The insurance is still getting too expensive. I'm not a BTID guy. In fact, I think that it's a nonsensical concept. However, I bring it up in the context of VUL because that is EXACTLY what VUL is. The difference is that VUL does a worse job of it. You mentioned "human nature". Human nature doesn't cause people to lapse term policies. It does cause people to underfund VUL policies and take policy loans which eventually leads to lapsed policies. Take the challenge. Let's compare VUL to BTID. Use any realistic scenario that you would like. VUL falls apart once numbers are used.[quote=Hank Moody] [quote=3rdyrp2][quote=Hank Moody] [quote=3rdyrp2]I think its a joke to say that coldcalling is a more legitimate prospecting technique than lunch and learns…and I HATED doing lunch and learns. If you are a prospect, do you feel better and more trusting in a person who just made their 432nd dial of the day and you happened to answer the phone, or the person who you actually met and can judge for yourself if this advisor is someone you want to come in and meet? The best part for the prospect is that you can see up close and personal if the lunch and learn guy looks like a sleazeball, or if they can answer a tough question that you may pose to him on the spot at the restaurant.
I know 96% of people on here do cold calling so I will get flamed for this, but its ALWAYS better for the prospect to meet someone before becoming a client than hearing some voice over the phone and having to make a decision based on that. *Waiting on the 57 yr old brokers who have built a 20 year business 100% on cold calling to come screaming...*[/quote]You are an Ameriprise planner. Therefore, you are mediocre. Mediocre planners don't tell real brokers how to do business. Just because you suck on the phone doesn't mean that everyone does.
[/quote] 3 years of lunch and learn experience has allowed me to do 6 corporate seminars in the past 2 months with 30+ attendees at each one. If you ask me, I'd much rather suck on the phone than in front of a large room of prospects. But keep plugging away in front of your list of numbers, you hack.[/quote]
Sounds like we only differ in that you can get people to show up for food and I can get them to show up and buy.
[/quote] Owned.
[quote=SometimesNowhere][quote=Hank Moody] [quote=3rdyrp2][quote=Hank Moody] [quote=3rdyrp2]I think its a joke to say that coldcalling is a more legitimate prospecting technique than lunch and learns…and I HATED doing lunch and learns. If you are a prospect, do you feel better and more trusting in a person who just made their 432nd dial of the day and you happened to answer the phone, or the person who you actually met and can judge for yourself if this advisor is someone you want to come in and meet? The best part for the prospect is that you can see up close and personal if the lunch and learn guy looks like a sleazeball, or if they can answer a tough question that you may pose to him on the spot at the restaurant.
I know 96% of people on here do cold calling so I will get flamed for this, but its ALWAYS better for the prospect to meet someone before becoming a client than hearing some voice over the phone and having to make a decision based on that. *Waiting on the 57 yr old brokers who have built a 20 year business 100% on cold calling to come screaming...*[/quote]You are an Ameriprise planner. Therefore, you are mediocre. Mediocre planners don't tell real brokers how to do business. Just because you suck on the phone doesn't mean that everyone does.
[/quote] 3 years of lunch and learn experience has allowed me to do 6 corporate seminars in the past 2 months with 30+ attendees at each one. If you ask me, I'd much rather suck on the phone than in front of a large room of prospects. But keep plugging away in front of your list of numbers, you hack.[/quote]
Sounds like we only differ in that you can get people to show up for food and I can get them to show up and buy.
[/quote] Owned.[/quote] Point out where there was mention of food in regards to my current marketing strategy in the last post, guy. Don't you have a list of numbers to call doors to knock on or something?
[quote=3rdyrp2][quote=SometimesNowhere][quote=Hank Moody] [quote=3rdyrp2][quote=Hank Moody] [quote=3rdyrp2]I think its a joke to say that coldcalling is a more legitimate prospecting technique than lunch and learns…and I HATED doing lunch and learns. If you are a prospect, do you feel better and more trusting in a person who just made their 432nd dial of the day and you happened to answer the phone, or the person who you actually met and can judge for yourself if this advisor is someone you want to come in and meet? The best part for the prospect is that you can see up close and personal if the lunch and learn guy looks like a sleazeball, or if they can answer a tough question that you may pose to him on the spot at the restaurant.
I know 96% of people on here do cold calling so I will get flamed for this, but its ALWAYS better for the prospect to meet someone before becoming a client than hearing some voice over the phone and having to make a decision based on that. *Waiting on the 57 yr old brokers who have built a 20 year business 100% on cold calling to come screaming...*[/quote]You are an Ameriprise planner. Therefore, you are mediocre. Mediocre planners don't tell real brokers how to do business. Just because you suck on the phone doesn't mean that everyone does.
[/quote] 3 years of lunch and learn experience has allowed me to do 6 corporate seminars in the past 2 months with 30+ attendees at each one. If you ask me, I'd much rather suck on the phone than in front of a large room of prospects. But keep plugging away in front of your list of numbers, you hack.[/quote]
Sounds like we only differ in that you can get people to show up for food and I can get them to show up and buy.
[/quote] Owned.[/quote] Point out where there was mention of food in regards to my current marketing strategy in the last post, guy. Don't you have a list of numbers to call doors to knock on or something?[/quote] Hey "buddy", I was just pointing out that you got owned "pal". You, by your admission, "chief", you think that at some point in your career "dude", that lunch and learns were an important part of building your business. My post didn't "mention" anything, other that I think it's hilarious, and generally true, that Ameriprise advisors are mediocre. As for my prospecting itinerary for the day, "sweetie", I am going to try something new. I am going to hit a local strip club and pass out business cards to patrons and employees, knowing that the patrons are more than likely competitors, and the employees are more than likely making more than most brokers in my area. If it works, I will do you a favor and let your upper management know so you will have a new place to put your little fishbowls. Now that would be a sweet lunch and learn, "champ".
[quote=SometimesNowhere][quote=3rdyrp2][quote=SometimesNowhere][quote=Hank Moody] [quote=3rdyrp2][quote=Hank Moody] [quote=3rdyrp2]I think its a joke to say that coldcalling is a more legitimate prospecting technique than lunch and learns…and I HATED doing lunch and learns. If you are a prospect, do you feel better and more trusting in a person who just made their 432nd dial of the day and you happened to answer the phone, or the person who you actually met and can judge for yourself if this advisor is someone you want to come in and meet? The best part for the prospect is that you can see up close and personal if the lunch and learn guy looks like a sleazeball, or if they can answer a tough question that you may pose to him on the spot at the restaurant.
I know 96% of people on here do cold calling so I will get flamed for this, but its ALWAYS better for the prospect to meet someone before becoming a client than hearing some voice over the phone and having to make a decision based on that. *Waiting on the 57 yr old brokers who have built a 20 year business 100% on cold calling to come screaming...*[/quote]You are an Ameriprise planner. Therefore, you are mediocre. Mediocre planners don't tell real brokers how to do business. Just because you suck on the phone doesn't mean that everyone does.
[/quote] 3 years of lunch and learn experience has allowed me to do 6 corporate seminars in the past 2 months with 30+ attendees at each one. If you ask me, I'd much rather suck on the phone than in front of a large room of prospects. But keep plugging away in front of your list of numbers, you hack.[/quote]
Sounds like we only differ in that you can get people to show up for food and I can get them to show up and buy.
[/quote] Owned.[/quote] Point out where there was mention of food in regards to my current marketing strategy in the last post, guy. Don't you have a list of numbers to call doors to knock on or something?[/quote] Hey "buddy", I was just pointing out that you got owned "pal". You, by your admission, "chief", you think that at some point in your career "dude", that lunch and learns were an important part of building your business. My post didn't "mention" anything, other that I think it's hilarious, and generally true, that Ameriprise advisors are mediocre. As for my prospecting itinerary for the day, "sweetie", I am going to try something new. I am going to hit a local strip club and pass out business cards to patrons and employees, knowing that the patrons are more than likely competitors, and the employees are more than likely making more than most brokers in my area. If it works, I will do you a favor and let your upper management know so you will have a new place to put your little fishbowls. Now that would be a sweet lunch and learn, "champ". [/quote]
Owned again.
Lmao. I knew I had it coming to me the moment I mentioned about the LnL’s vs. cold calling. Well done, “friend”.
My wife’s law firm has Lunch & Learn topics ranging anywhere from their 401k to healthy lifestyle tips. The difference is that the attendees were invited to a talk about a particular topic where some food was provided and not…
DROP OFF YOUR BUSINESS CARD AND WIN A FREE LUNCH FOR YOU AND 15 OF YOUR CLOSEST FRIENDS AND FAMILY!!!!!* *you and all the people you bring who currently respect you and/or love you will be solicited for financial information of a personal nature and repeatedly called by an Ameriprise Financial Advisor for the next several weeks until everyone you invited to the "Free Lunch" stops answering your calls and inviting you to social events gradually making you feel lonely and depressed. seriously....i'm done with this topic.Good, you’ve had nothing constructive or useful to say anyway.
I like food.
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