RIA with no minimal assets - Hear me out!

Hi Everyone,

I'm currently a financial advisor at a bank broker. I am being offered an analyst job outside of the advisory business. This is one of those jobs that is hard to pass up. One of the perks about the job is that I'll be working remotely, 5 days a week. Since I'll be working from home and will have a nice steady salary to support me, I am thinking more and more about opening an RIA. I love being an advisor. I understand I'll have to let my S7 license go. I just don't want to count on clients following me over to my independent practice nor do I want to risk the law suit from the bank. Initially, I would expect 2 to 3 million in managed to follow me wherever I go. What I'm wondering is where is the best place to custodian assets? I have been doing research, TD seems like an okay options as soon as you hit 7 million. I've heard of XY, it is another option, however, I'd prefer to use MoneyGuide rather than the planning software they rely on.

Anyway, the main issue I am trying to resolve is where to custody assets. Can I use schwab or fidelity or TD while building the business?

Any advice is appreciated.