Education Can Make Lump Sum Windows Work for Employers, Employees

Aug 10, 2016

In recent years a major focus for employers has been pension risk management. For those companies that sponsor a traditional pension plan, one of the most common strategies is offering a “lump sum window” to terminated employees who...

Republicans More Likely to Save for Retirement Than Democrats

Aug 10, 2016

The 2016 campaign is shaping into one of the most divisive elections in history, and a new study finds that one party has an advantage when it comes to planning for the future. According to Personal Capital’s 2016 Election Survey, Republicans...

Everyone’s a Specialist

Aug 08, 2016

Much of the conversation about the later years in life focuses on the “retirement crisis”; in fact, nearly 70 percent of working-age adults do not participate in an employer-sponsored plan, according to a 2015 study by the Schwartz Center for Eco...

The Need for More Retirement Planning Support

Aug 08, 2016

With baby boomers and the silent generation making up an average 71 percent of an advisor’s client base, most clients are either in retirement or coming up on it. This means retirement planning support will be even more important to advisors. ...

Male and Female Advisors Differ on Senior Health Care

Aug 08, 2016

Retirees will need to amass small fortunes to pay for their health care, with lifetime forecasts typically ranging from $150,000 to $400,000. Yet advisors say they’ve had substantive conversations about senior health and elder care with less than...

'Co-Fiduciary' Could Make DC Plan Sponsors 'Co-Defendants'

Aug 03, 2016

What You Don’t Know Can Hurt You ...

These Young Savers Have Big, Fat 401(k)s

Aug 03, 2016

(Bloomberg) -- Among the 14.2 million workers with retirement savings in plans administered by Fidelity Investments is a small but impressive group of 19- to 35-year-olds. These 35,000 millennial savers have been in the same employer's 401(k) ...

How Not to Die Hungry: Turn Your 401(k) Into a Pension

Aug 02, 2016

(Bloomberg) -- Millions of retirees still live off traditional pensions. Checks from a former employer arrive, and the retirees use them, along with Social Security, to buy groceries and pay rent. They might have investments, but those can be...

Parents Fund Kids’ Sports—At the Expense of Retirement

Aug 02, 2016

They can't all grow up to be Michael Phelps. | Copyright China Photos, Getty Images While participating in competitive sports can teach youth valuable lessons, it can be costly. Parents whose children participate in competitive youth sports sp...

Rich Investors Fear Fortunes Will Fade While They’re Playing Golf

Jul 29, 2016

(Bloomberg) -- We’re all looking for a safe but adequate income stream, and that includes the very wealthy. Like most investors, they’re having a hard time finding it...