ETFs are left out of retirement accounts, employers can offer automated 529 plans, and a Trump appointee hints at raising the Social Security retirement age.
Your clients’ college-bound kids should consider next-door neighbor schools, which may not have the highest rankings but are much lower priced.
University professor argues for British-style ban on commissions, parents are taking on their children's college debt and a DOL ruling allows select cities to launch IRA programs.
Careful planning can help clients minimize the cost of using these funds of last resort.