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Using Life Insurance Policy Design To Maximize Death Benefit

Approaches to enhancing a client’s internal rate of return

Clients buy life insurance for a variety of reasons—to care for family members, to help transfer businesses, to cover estate taxes or other debts, to balance inheritances or even to enhance wealth transfer. 

When clients need life insurance, advisors often focus on the amount of the death benefit received in relation to the premiums paid. As a way to compare different policies

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TAGS: Insurance
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