Hello,

I have been with NML for 2 years and there might be a possibility of me leaving.  The problems arises because I can make a great living without meeting their sales expectations on the insurance side of the business.  I just want to know what happens to the business I have placed in force, both insurance and investment.  I believe the insurance will have to stay at NML which is fine.  What if my clients want to continue to work with me? Can they leave?  It has been my experience so far that NML does not tell you everything up front and make changes/requirements during the game.  

I  enjoy NML and the company's products and reputation speak for them self.  They tell you during the recruiting and early years that this is your business, but this is so far from the truth.  It concerns me that I can build a business and then they can take it away.  Or can they?  I guess I just want to know what are the ramifications on my book of business if I leave NML and is there a point in the future where NML management gets their claws out of my back and actually lets me run my practice the way I want to as long as i am getting the results  I desire?