I think Citi is fee only so no comm...so that is why the base is higher at Citi..not sure why you are calling it gold though....Where as Chase is both fee and commish...never have heard good things about chase.. bonus structure doesn't incentivize the branch manager to help you...private war in each branch..
theres a long thread out there about citi being a disaster. might want to take a read on that. Chase is a good place to build a book however it has some substantial flaws. I'd check out the citi pwm thread. After reading that, you may default to chase being the best option. both are flawed IMO...
What other financial sales experience do you have? Just understand that no matter where you start out at as an FA your chances of survival are 1 in 10.
Having worked as an FA at both places for over 5 years each, I can tell you this: at Chase you deal with anyone with over 50K, you can build a really good fee based book, as long as you have no "dealing with HNW or UHNW" delusions. Same at Citi, only there they have a mgmt in place that has proven to have NO FREAKING CLUE!!!.
Also, don't buy into the Citi, HNW or UHNW , BS....they already have a platform dealing with these people and it's called the Citi Private Bank.....
If you just want to start out at a place and get some experience then really at either one I would recomend you speak to your future coworkers, because that's who you'll be learning from....
I've worked in both places. There two totally different jobs. Citi gold will give you a salary of 60 ish and you can make anotehr 20-30 on top of it your frst year. Its between a private bank and a personal banker job. You handle those 250k to 1 million dollar clients and not just their investments but their loans and banking accounts. The Chase Job is a financial advisor job. Totally different and purely Commissions with no real salary going one I worked there and found the program to have had a lot of problems as far as i can tell. its very hard to make moneyt here. SOme new advisors do make money here but i would take the gaurantee if i were you.
Just understand that no matter where you start out at as an FA your chances of survival are 1 in 10.