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Dec 17, 2008 4:38 pm
Bigmoneyhoney:

[quote=Spaceman Spiff]I think Primerica is the only MLM program that my wife hasn’t hosted a party for.  We’ve had Pampered Chef, Tupperware, Arbonne, some sex party stuff (the only useful one she’s had as far as I’m concerned), Uppercase Living, and some others that escape me.  When she decides to have a Primerica party we’re getting a divorce.  

  MLM?  Primerica is a brokerage house.[/quote]   Yeah, you keep thinking that.  "Brokerage houses" don't spend their time telling people to buy term and invest the rest.  If you're going to try to build a biz selling term life, more power to you, but don't quit your day job.      Look, if you really want to build an insurance biz do it through someplace like Northwestern Mutual.  If you want to work for a real "brokerage house" go to work for Smith Barney, also a part of Citi, or Morgan Stanley or Edward Jones or any of the other big names out there.  They don't make you pay them to get your licenses.  They train you.  They don't have you spending your time trying to sign up other people to sell term life part time so they can get a cut.  Primerica is the MLM of the financial world.  I'm suprised Citi would keep that name under their umbrella.  Good luck to you.
Dec 17, 2008 4:50 pm

[quote=Spaceman Spiff] If you’re going to try to build a biz selling term life, more power to you, but don’t quit your day job.   

 [/quote]   What's wrong with that?  I build my book selling money market funds.  I am known in my area as the money market peddler.  I lick my chops when I get to slam people into those funds...
Dec 17, 2008 9:26 pm

Guys, I think this guy is just yanking YOUR chains.  He’s sitting in his chair laughing his a$$ off at you.  Re-read his posts.  Nobody is THAT stupid.

Dec 17, 2008 9:47 pm

Wanna bet?

  Have you already forgotten about the self-diagnosed EDJ newbie?
Dec 17, 2008 10:50 pm

Yeah sigh … had an offer from MS, ML and AGE. Primerica shot me down in flames. I called again and told them I was producing presidents club in year two and they laughed at me and all’s I heard was click…sigh. Man!! I wish AGE had proprietary products I could sell.

Dec 18, 2008 3:14 am

[quote=Borker Boy]Wanna bet?

  Have you already forgotten about the self-diagnosed EDJ newbie?[/quote]   OK, got me there.
Dec 23, 2008 1:18 am

I appreciate all the feedback.  The first half-week was relatively tough.  I think most of you guys are making it sound like this biz is a little tougher than it really is, at least starting out.  All I’ve had to do so far is call a bunch of old friends I went to college with several years back, some extended and immediate family members and some former work colleagues and I’ve already set about 16 appointments.  My RVP is saying if I can keep at that pace for only the next couple of years that I will be in really good shape.  I don’t know if its just because of the company I work for or because I seem pretty natural on the phone but the response I’ve gotten has been pretty positive for the most part based on the calls I’ve made so far.  I figure setting 16 meetings every 4 days for the next 3 years will be a good way to earn a living!  Now I just have to learn the products we sell and be able to encourage those that I meet with to start doing what I do and we’ll be good to go.  To all the fellow brokers out there, happy holidays!

Dec 23, 2008 1:41 am
Bigmoneyhoney:

I appreciate all the feedback.  The first half-week was relatively tough.  I think most of you guys are making it sound like this biz is a little tougher than it really is, at least starting out.  All I’ve had to do so far is call a bunch of old friends I went to college with several years back, some extended and immediate family members and some former work colleagues and I’ve already set about 16 appointments.  My RVP is saying if I can keep at that pace for only the next couple of years that I will be in really good shape.  I don’t know if its just because of the company I work for or because I seem pretty natural on the phone but the response I’ve gotten has been pretty positive for the most part based on the calls I’ve made so far.  I figure setting 16 meetings every 4 days for the next 3 years will be a good way to earn a living!  Now I just have to learn the products we sell and be able to encourage those that I meet with to start doing what I do and we’ll be good to go.  To all the fellow brokers out there, happy holidays!

  I don't want to discourage you, but the calls you have made so far are the low hanging fruit.  If you think this is tough, you are in for an unpleasant surprise when you start cold calling.
Dec 23, 2008 3:03 am

A bunch of b.s. Must be bored with life to have started the post.

Dec 23, 2008 5:20 am

[quote=Bigmoneyhoney]I appreciate all the feedback.  The first half-week was relatively tough.  I think most of you guys are making it sound like this biz is a little tougher than it really is, at least starting out.  All I’ve had to do so far is call a bunch of old friends I went to college with several years back, some extended and immediate family members and some former work colleagues and I’ve already set about 16 appointments.  My RVP is saying if I can keep at that pace for only the next couple of years that I will be in really good shape.  I don’t know if its just because of the company I work for or because I seem pretty natural on the phone but the response I’ve gotten has been pretty positive for the most part based on the calls I’ve made so far.  I figure setting 16 meetings every 4 days for the next 3 years will be a good way to earn a living!  Now I just have to learn the products we sell and be able to encourage those that I meet with to start doing what I do and we’ll be good to go.  To all the fellow brokers out there, happy holidays! [/quote]

I need someone to do some financial planning for me and my mom.  Can you help?


Dec 23, 2008 2:43 pm

HAHAHAHAHAHA!!! IF THIS ISN’T A JOKE I’M RUNNING INTO TRAFFIC RIGHT NOW!!!

  PRIMERICA!!!!  ARE YOU SERIOUS?!?   HAHAHA, QUIT YOUR JOB NOW, YOU SEEM LIKE A REAL GO GETTER, YOU CAN COME WORK FOR ME, ITS CALLED AMWAY, IF I SIGN UP 30 PEOPLE I QUIT SELLING AND MAKE MONEY ON THEM, AND IF THEY SIGN UP 30 PEOPLE... AND THEY SIGN UP 30 PEOPLE!!!!   HAHAHAHAHAHAHAHAHAHAHAAHAHA, I CANT STOP LAUGHING AT THE THOUGHT THAT THERE IS A POSSIBILITY THAT THIS GUY IS SERIOUS!!!!! I PRAY FOR HIM!!!!!   HAHAHAHA  OH GOD, THE AFTERMATH!
Dec 23, 2008 9:35 pm
Bigmoneyhoney:

I appreciate all the feedback.  The first half-week was relatively tough.  I think most of you guys are making it sound like this biz is a little tougher than it really is, at least starting out.  All I’ve had to do so far is call a bunch of old friends I went to college with several years back, some extended and immediate family members and some former work colleagues and I’ve already set about 16 appointments.  My RVP is saying if I can keep at that pace for only the next couple of years that I will be in really good shape.  I don’t know if its just because of the company I work for or because I seem pretty natural on the phone but the response I’ve gotten has been pretty positive for the most part based on the calls I’ve made so far.  I figure setting 16 meetings every 4 days for the next 3 years will be a good way to earn a living!  Now I just have to learn the products we sell and be able to encourage those that I meet with to start doing what I do and we’ll be good to go.  To all the fellow brokers out there, happy holidays!

  Wow! so you have your insurance license, series 7 or 6 and maybe 66 since the 14th of December!  Rock on! Primarica gets all the quality meat. This job is simple, nothing too it.
Dec 24, 2008 5:05 am

I lost a $25 million client to Primerica last week.  He needed a more comprehensive array of investment banking, underwriting, and portfolio management services that I could provide him at my national wirehouse firm.

I dunno.  Something magic just happens when a HNW client gets approached by a Primerica guy in his Sunday School class.  As soon as I see them set up a breakfast appointment at Hardees, I know it’s over for me as the FA on the account.


Dec 24, 2008 6:12 pm

Dec 24, 2008 10:47 pm

Are you a woman? Do you have Google? If you’re trolling, nice job.

Dec 29, 2008 9:20 pm

I appreciate all the advice so far.  The vacation week was not as welcome as the week before in terms of setting appts, but my RVP says my calendar is pretty full for the month of January.  I’m hoping to have my first client at some point this week, with 3 meetings on teh books between now and Wednesday.  What do a lot of you fellow brokers see as good investments for 2009?  I’m telling some of my colleagues and prospects that energy is looking like a hot sector, while also keeping an eye on medium cap value stocks.  They didn’t have a very good year and could be poised for a rebound. 

Dec 30, 2008 2:30 am
Bigmoneyhoney:

I appreciate all the advice so far.  The vacation week was not as welcome as the week before in terms of setting appts, but my RVP says my calendar is pretty full for the month of January.  I’m hoping to have my first client at some point this week, with 3 meetings on teh books between now and Wednesday.  What do a lot of you fellow brokers see as good investments for 2009?  I’m telling some of my colleagues and prospects that energy is looking like a hot sector, while also keeping an eye on medium cap value stocks.  They didn’t have a very good year and could be poised for a rebound. 

  It's going to be funny when your old college buddies beat the shit out of you for trying to dupe them.
Dec 30, 2008 2:34 am

[quote=Bigmoneyhoney]I appreciate all the advice so far.  The vacation week was not as welcome as the week before in terms of setting appts, but my RVP says my calendar is pretty full for the month of January.  I’m hoping to have my first client at some point this week, with 3 meetings on teh books between now and Wednesday.  What do a lot of you fellow brokers see as good investments for 2009?  I’m telling some of my colleagues and prospects that energy is looking like a hot sector, while also keeping an eye on medium cap value stocks.  They didn’t have a very good year and could be poised for a rebound.  [/quote]


Brokers love it when rookies share their market strategies with them.

Dec 30, 2008 5:58 am
Hank Moody:

[quote=Bigmoneyhoney]I appreciate all the advice so far.  The vacation week was not as welcome as the week before in terms of setting appts, but my RVP says my calendar is pretty full for the month of January.  I’m hoping to have my first client at some point this week, with 3 meetings on teh books between now and Wednesday.  What do a lot of you fellow brokers see as good investments for 2009?  I’m telling some of my colleagues and prospects that energy is looking like a hot sector, while also keeping an eye on medium cap value stocks.  They didn’t have a very good year and could be poised for a rebound.  [/quote]


Brokers love it when rookies share their market strategies with them.

  you really are a prick. 
Dec 30, 2008 6:11 am
bondking:

[quote=Hank Moody] [quote=Bigmoneyhoney]I appreciate all the advice so far.  The vacation week was not as welcome as the week before in terms of setting appts, but my RVP says my calendar is pretty full for the month of January.  I’m hoping to have my first client at some point this week, with 3 meetings on teh books between now and Wednesday.  What do a lot of you fellow brokers see as good investments for 2009?  I’m telling some of my colleagues and prospects that energy is looking like a hot sector, while also keeping an eye on medium cap value stocks.  They didn’t have a very good year and could be poised for a rebound.  [/quote]


Brokers love it when rookies share their market strategies with them.

  you really are a prick.  [/quote]   I don't see what the big deal is.  This whole thread is a joke.  Go back and re-read it.  How could someone who has never been in finance meet a RVP, get licensed, and get meetings all in less then one month?