Ameriprise
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[quote=3rdyrp2]Are you able to fit them in considering your busy posting (7 per day) schedule?[/quote]
Most of my posts are 1-3 lines long and my sales cycle is very short. It works for me.
“I hear what you are saying BUT have you ever seen a buy sell agreement funded with term? I have not. In theory the BTID sounds great. Less than half of 1% of term polocies ever pay a death benefit. Human nature and life gets in the way.”
Most buy/sells are funded at least partially with term. In many cases, the need is temporary. Ex. Partner A is going to be buying out Partner B over the next 5-10 years. In other cases, the cashflow simply isn't there to allow the funding to be done without term insurance or the company feels like they would rather do something else with their money other than pay large insurance premiums. A small portion of term policies pay a death benefit because people live and the cost of insurance gets too expensive. This same problem exists with VUL. The insurance is still getting too expensive. I'm not a BTID guy. In fact, I think that it's a nonsensical concept. However, I bring it up in the context of VUL because that is EXACTLY what VUL is. The difference is that VUL does a worse job of it. You mentioned "human nature". Human nature doesn't cause people to lapse term policies. It does cause people to underfund VUL policies and take policy loans which eventually leads to lapsed policies. Take the challenge. Let's compare VUL to BTID. Use any realistic scenario that you would like. VUL falls apart once numbers are used.[quote=Hank Moody] [quote=3rdyrp2][quote=Hank Moody] [quote=3rdyrp2]I think its a joke to say that coldcalling is a more legitimate prospecting technique than lunch and learns…and I HATED doing lunch and learns. If you are a prospect, do you feel better and more trusting in a person who just made their 432nd dial of the day and you happened to answer the phone, or the person who you actually met and can judge for yourself if this advisor is someone you want to come in and meet? The best part for the prospect is that you can see up close and personal if the lunch and learn guy looks like a sleazeball, or if they can answer a tough question that you may pose to him on the spot at the restaurant.
I know 96% of people on here do cold calling so I will get flamed for this, but its ALWAYS better for the prospect to meet someone before becoming a client than hearing some voice over the phone and having to make a decision based on that. *Waiting on the 57 yr old brokers who have built a 20 year business 100% on cold calling to come screaming...*[/quote]You are an Ameriprise planner. Therefore, you are mediocre. Mediocre planners don't tell real brokers how to do business. Just because you suck on the phone doesn't mean that everyone does.
[/quote] 3 years of lunch and learn experience has allowed me to do 6 corporate seminars in the past 2 months with 30+ attendees at each one. If you ask me, I'd much rather suck on the phone than in front of a large room of prospects. But keep plugging away in front of your list of numbers, you hack.[/quote]
Sounds like we only differ in that you can get people to show up for food and I can get them to show up and buy.
[/quote] Owned.
[quote=SometimesNowhere][quote=Hank Moody] [quote=3rdyrp2][quote=Hank Moody] [quote=3rdyrp2]I think its a joke to say that coldcalling is a more legitimate prospecting technique than lunch and learns…and I HATED doing lunch and learns. If you are a prospect, do you feel better and more trusting in a person who just made their 432nd dial of the day and you happened to answer the phone, or the person who you actually met and can judge for yourself if this advisor is someone you want to come in and meet? The best part for the prospect is that you can see up close and personal if the lunch and learn guy looks like a sleazeball, or if they can answer a tough question that you may pose to him on the spot at the restaurant.
I know 96% of people on here do cold calling so I will get flamed for this, but its ALWAYS better for the prospect to meet someone before becoming a client than hearing some voice over the phone and having to make a decision based on that. *Waiting on the 57 yr old brokers who have built a 20 year business 100% on cold calling to come screaming...*[/quote]You are an Ameriprise planner. Therefore, you are mediocre. Mediocre planners don't tell real brokers how to do business. Just because you suck on the phone doesn't mean that everyone does.
[/quote] 3 years of lunch and learn experience has allowed me to do 6 corporate seminars in the past 2 months with 30+ attendees at each one. If you ask me, I'd much rather suck on the phone than in front of a large room of prospects. But keep plugging away in front of your list of numbers, you hack.[/quote]
Sounds like we only differ in that you can get people to show up for food and I can get them to show up and buy.
[/quote] Owned.[/quote] Point out where there was mention of food in regards to my current marketing strategy in the last post, guy. Don't you have a list of numbers to call doors to knock on or something?
[quote=3rdyrp2][quote=SometimesNowhere][quote=Hank Moody] [quote=3rdyrp2][quote=Hank Moody] [quote=3rdyrp2]I think its a joke to say that coldcalling is a more legitimate prospecting technique than lunch and learns…and I HATED doing lunch and learns. If you are a prospect, do you feel better and more trusting in a person who just made their 432nd dial of the day and you happened to answer the phone, or the person who you actually met and can judge for yourself if this advisor is someone you want to come in and meet? The best part for the prospect is that you can see up close and personal if the lunch and learn guy looks like a sleazeball, or if they can answer a tough question that you may pose to him on the spot at the restaurant.
I know 96% of people on here do cold calling so I will get flamed for this, but its ALWAYS better for the prospect to meet someone before becoming a client than hearing some voice over the phone and having to make a decision based on that. *Waiting on the 57 yr old brokers who have built a 20 year business 100% on cold calling to come screaming...*[/quote]You are an Ameriprise planner. Therefore, you are mediocre. Mediocre planners don't tell real brokers how to do business. Just because you suck on the phone doesn't mean that everyone does.
[/quote] 3 years of lunch and learn experience has allowed me to do 6 corporate seminars in the past 2 months with 30+ attendees at each one. If you ask me, I'd much rather suck on the phone than in front of a large room of prospects. But keep plugging away in front of your list of numbers, you hack.[/quote]
Sounds like we only differ in that you can get people to show up for food and I can get them to show up and buy.
[/quote] Owned.[/quote] Point out where there was mention of food in regards to my current marketing strategy in the last post, guy. Don't you have a list of numbers to call doors to knock on or something?[/quote] Hey "buddy", I was just pointing out that you got owned "pal". You, by your admission, "chief", you think that at some point in your career "dude", that lunch and learns were an important part of building your business. My post didn't "mention" anything, other that I think it's hilarious, and generally true, that Ameriprise advisors are mediocre. As for my prospecting itinerary for the day, "sweetie", I am going to try something new. I am going to hit a local strip club and pass out business cards to patrons and employees, knowing that the patrons are more than likely competitors, and the employees are more than likely making more than most brokers in my area. If it works, I will do you a favor and let your upper management know so you will have a new place to put your little fishbowls. Now that would be a sweet lunch and learn, "champ".
[quote=SometimesNowhere][quote=3rdyrp2][quote=SometimesNowhere][quote=Hank Moody] [quote=3rdyrp2][quote=Hank Moody] [quote=3rdyrp2]I think its a joke to say that coldcalling is a more legitimate prospecting technique than lunch and learns…and I HATED doing lunch and learns. If you are a prospect, do you feel better and more trusting in a person who just made their 432nd dial of the day and you happened to answer the phone, or the person who you actually met and can judge for yourself if this advisor is someone you want to come in and meet? The best part for the prospect is that you can see up close and personal if the lunch and learn guy looks like a sleazeball, or if they can answer a tough question that you may pose to him on the spot at the restaurant.
I know 96% of people on here do cold calling so I will get flamed for this, but its ALWAYS better for the prospect to meet someone before becoming a client than hearing some voice over the phone and having to make a decision based on that. *Waiting on the 57 yr old brokers who have built a 20 year business 100% on cold calling to come screaming...*[/quote]You are an Ameriprise planner. Therefore, you are mediocre. Mediocre planners don't tell real brokers how to do business. Just because you suck on the phone doesn't mean that everyone does.
[/quote] 3 years of lunch and learn experience has allowed me to do 6 corporate seminars in the past 2 months with 30+ attendees at each one. If you ask me, I'd much rather suck on the phone than in front of a large room of prospects. But keep plugging away in front of your list of numbers, you hack.[/quote]
Sounds like we only differ in that you can get people to show up for food and I can get them to show up and buy.
[/quote] Owned.[/quote] Point out where there was mention of food in regards to my current marketing strategy in the last post, guy. Don't you have a list of numbers to call doors to knock on or something?[/quote] Hey "buddy", I was just pointing out that you got owned "pal". You, by your admission, "chief", you think that at some point in your career "dude", that lunch and learns were an important part of building your business. My post didn't "mention" anything, other that I think it's hilarious, and generally true, that Ameriprise advisors are mediocre. As for my prospecting itinerary for the day, "sweetie", I am going to try something new. I am going to hit a local strip club and pass out business cards to patrons and employees, knowing that the patrons are more than likely competitors, and the employees are more than likely making more than most brokers in my area. If it works, I will do you a favor and let your upper management know so you will have a new place to put your little fishbowls. Now that would be a sweet lunch and learn, "champ". [/quote]
Owned again.
Lmao. I knew I had it coming to me the moment I mentioned about the LnL’s vs. cold calling. Well done, “friend”.
My wife’s law firm has Lunch & Learn topics ranging anywhere from their 401k to healthy lifestyle tips. The difference is that the attendees were invited to a talk about a particular topic where some food was provided and not…
DROP OFF YOUR BUSINESS CARD AND WIN A FREE LUNCH FOR YOU AND 15 OF YOUR CLOSEST FRIENDS AND FAMILY!!!!!* *you and all the people you bring who currently respect you and/or love you will be solicited for financial information of a personal nature and repeatedly called by an Ameriprise Financial Advisor for the next several weeks until everyone you invited to the "Free Lunch" stops answering your calls and inviting you to social events gradually making you feel lonely and depressed. seriously....i'm done with this topic.