Merry Christmas!

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Dec 23, 2008 4:19 pm

These next couple days will remind us all what's REALLY important. Enjoy every minute. Merry Christmas everybody!

Dec 23, 2008 4:44 pm

word.

Dec 23, 2008 4:53 pm

Oh and let us not forget our Jewish brothers and sister...

Happy Hanukkah... I believe it started the 21st at sundown.
Dec 23, 2008 8:05 pm

And Kwanzaa.  Merry baruch kwanzaa.

Dec 23, 2008 8:22 pm
YHWY:

These next couple days will remind us all what's REALLY important.





Getting drunk and screwing strippers? Good call.

Dec 23, 2008 8:52 pm
Reggin:
YHWY:

These next couple days will remind us all what's REALLY important.





Getting drunk and screwing strippers? Good call.




Would not paying them count?

Jan 2, 2009 9:28 am

You get paid when you screw your clients, maybe hookers should pay you??

Jan 2, 2009 10:07 am
CreditOnion:

You get paid when you screw your clients, maybe hookers should pay you??




Actually, I get paid for what I sell to other people's clients.

Jan 2, 2009 12:26 pm
CreditOnion:

You get paid when you screw your clients, maybe hookers should pay you??

 
Could you please expand on this comment?  Everyone on here that posts somewhat regularly does things differently.  It doesn't make one right and another wrong.  So how exactly does Hank or anyone else screw their clients from what you can tell on here?
Jan 2, 2009 4:02 pm
snaggletooth:
CreditOnion:

You get paid when you screw your clients, maybe hookers should pay you??

 
Could you please expand on this comment?  Everyone on here that posts somewhat regularly does things differently.  It doesn't make one right and another wrong.  So how exactly does Hank or anyone else screw their clients from what you can tell on here?
 
Don't know if this is an example or not, but just got a call today from a client whose 88 y.o. father in Memphis was sold some sort of Allianz product 10 years ago (at age 78), and they are just now finding out about it.  In checking, they've learned it was a bonus product which bumped his $300,000 up 10%, so yay to that.  However, it has a 2014 annuitization date, putting the client at age 93+ before he can begin any annuity stream.  In addition, if ANY lump sum distribution is requested/taken at ANY point (meaning no end of the surrender penalty), it drops down to his original $300,000 AND Allianz hits him for a 12.5% surrender penalty.  So, $300,000 becomes $262,500 if you ever want any access to the original investment, including a death payout.  Or he annuitizes at age 93. 
 
The insurance guy who sold him this is long gone and nobody from Allianz will take any action on the family's request.  How is this product good for the client, who claims that the insurance guy kept telling him to think of this like a 10% bonus CD?
Jan 2, 2009 4:28 pm

That sounds like the infamous MasterDex10 to me...I hope your client's father lives to be 130 and screws the shit out of Allianz for letting that kind of crap through.

Jan 3, 2009 9:41 am

Sorry, Snaggle. I'm sure Hank is a straight shooter and treats his clients well. Just a touch of humor.

 
 
Jan 3, 2009 12:21 pm
2wheeledbeemer:
snaggletooth:
CreditOnion:

You get paid when you screw your clients, maybe hookers should pay you??

 
Could you please expand on this comment?  Everyone on here that posts somewhat regularly does things differently.  It doesn't make one right and another wrong.  So how exactly does Hank or anyone else screw their clients from what you can tell on here?
 
Don't know if this is an example or not, but just got a call today from a client whose 88 y.o. father in Memphis was sold some sort of Allianz product 10 years ago (at age 78), and they are just now finding out about it.  In checking, they've learned it was a bonus product which bumped his $300,000 up 10%, so yay to that.  However, it has a 2014 annuitization date, putting the client at age 93+ before he can begin any annuity stream.  In addition, if ANY lump sum distribution is requested/taken at ANY point (meaning no end of the surrender penalty), it drops down to his original $300,000 AND Allianz hits him for a 12.5% surrender penalty.  So, $300,000 becomes $262,500 if you ever want any access to the original investment, including a death payout.  Or he annuitizes at age 93. 
 
The insurance guy who sold him this is long gone and nobody from Allianz will take any action on the family's request.  How is this product good for the client, who claims that the insurance guy kept telling him to think of this like a 10% bonus CD?



Did this "client" mention that the product didn't even exist 10 years ago?

Jan 3, 2009 5:42 pm
Hank Moody:
2wheeledbeemer:
snaggletooth:
CreditOnion:

You get paid when you screw your clients, maybe hookers should pay you??

 
Could you please expand on this comment?  Everyone on here that posts somewhat regularly does things differently.  It doesn't make one right and another wrong.  So how exactly does Hank or anyone else screw their clients from what you can tell on here?
 
Don't know if this is an example or not, but just got a call today from a client whose 88 y.o. father in Memphis was sold some sort of Allianz product 10 years ago (at age 78), and they are just now finding out about it.  In checking, they've learned it was a bonus product which bumped his $300,000 up 10%, so yay to that.  However, it has a 2014 annuitization date, putting the client at age 93+ before he can begin any annuity stream.  In addition, if ANY lump sum distribution is requested/taken at ANY point (meaning no end of the surrender penalty), it drops down to his original $300,000 AND Allianz hits him for a 12.5% surrender penalty.  So, $300,000 becomes $262,500 if you ever want any access to the original investment, including a death payout.  Or he annuitizes at age 93. 
 
The insurance guy who sold him this is long gone and nobody from Allianz will take any action on the family's request.  How is this product good for the client, who claims that the insurance guy kept telling him to think of this like a 10% bonus CD?



Did this "client" mention that the product didn't even exist 10 years ago?

 
9.5, 8.65, 10.2, 7.95 years ago, or whenever this Allianz-pushing, now gone clown did it, this "client" has a father that owns a pungent piece of dung.  Does anyone know if this is the pungent piece of dung which California  and Wisconsin are pursuing legal actions against?  My guy said he was reading that there were some states involved in some sort of suitability issues against Allianz.
Jan 4, 2009 11:15 am
2wheeledbeemer:
Hank Moody:
2wheeledbeemer:
snaggletooth:
CreditOnion:

You get paid when you screw your clients, maybe hookers should pay you??

 
Could you please expand on this comment?  Everyone on here that posts somewhat regularly does things differently.  It doesn't make one right and another wrong.  So how exactly does Hank or anyone else screw their clients from what you can tell on here?
 
Don't know if this is an example or not, but just got a call today from a client whose 88 y.o. father in Memphis was sold some sort of Allianz product 10 years ago (at age 78), and they are just now finding out about it.  In checking, they've learned it was a bonus product which bumped his $300,000 up 10%, so yay to that.  However, it has a 2014 annuitization date, putting the client at age 93+ before he can begin any annuity stream.  In addition, if ANY lump sum distribution is requested/taken at ANY point (meaning no end of the surrender penalty), it drops down to his original $300,000 AND Allianz hits him for a 12.5% surrender penalty.  So, $300,000 becomes $262,500 if you ever want any access to the original investment, including a death payout.  Or he annuitizes at age 93. 
 
The insurance guy who sold him this is long gone and nobody from Allianz will take any action on the family's request.  How is this product good for the client, who claims that the insurance guy kept telling him to think of this like a 10% bonus CD?



Did this "client" mention that the product didn't even exist 10 years ago?

 
9.5, 8.65, 10.2, 7.95 years ago, or whenever this Allianz-pushing, now gone clown did it, this "client" has a father that owns a pungent piece of dung.  Does anyone know if this is the pungent piece of dung which California  and Wisconsin are pursuing legal actions against?  My guy said he was reading that there were some states involved in some sort of suitability issues against Allianz.



Were you being vague about his age at purchase being 78? I think you made the whole thing up.