Variable Annuities

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Jul 22, 2008 6:29 pm

Does anyone here use variable annuities for their clients? The commissions are better than mutual funds and they seem to make a lot more sense with the guarantees. 

Jul 22, 2008 7:05 pm

The search key is located at the top of the page just to the right of center.  I suggest starting with a search for "annuity".

Jul 22, 2008 11:33 pm
IH8U2:

Does anyone here use variable annuities for their clients? The commissions are better than mutual funds and they seem to make a lot more sense with the guarantees. 

 
I was kind of wondering about them too.  Where did you learn about them?  I just found out about them a couple weeks ago.  They seem like a good alternative to VUL.
 
What did you learn about them?
Jul 22, 2008 11:44 pm
snaggletooth:
IH8U2:

Does anyone here use variable annuities for their clients? The commissions are better than mutual funds and they seem to make a lot more sense with the guarantees. 

 
I was kind of wondering about them too.  Where did you learn about them?  I just found out about them a couple weeks ago.  They seem like a good alternative to VUL.
 
What did you learn about them?



All I know is that they're real easy to sell and the commissions are real good.

Jul 22, 2008 11:57 pm
IH8U2:
snaggletooth:
IH8U2:

Does anyone here use variable annuities for their clients? The commissions are better than mutual funds and they seem to make a lot more sense with the guarantees. 

 
I was kind of wondering about them too.  Where did you learn about them?  I just found out about them a couple weeks ago.  They seem like a good alternative to VUL.
 
What did you learn about them?



All I know is that they're real easy to sell and the commissions are real good.

 
Hmmmmmmm...easy to sell?  I don't know, I heard most clients and advisors don't know anything about them. 
 
Commissions are real good?  If you have a fee based business, and charge 1.25%, over the 7 year surrender period, you will make 8.75%.  If you sell an annuity with a 7 year surrender and make 7.25%, you will make about 1.04% per year.
 
That's about all I know.  What else did you hear?  I've tried to search "annuities" but I can't find much of anything worthwhile. 
 
Where are you getting all this information?  I wish someone would tell me about this stuff...
Jul 23, 2008 11:39 pm
snaggletooth:
Hmmmmmmm...easy to sell?  I don't know, I heard most clients and advisors don't know anything about them. 
 
Commissions are real good?  If you have a fee based business, and charge 1.25%, over the 7 year surrender period, you will make 8.75%.  If you sell an annuity with a 7 year surrender and make 7.25%, you will make about 1.04% per year.
 
That's about all I know.  What else did you hear?  I've tried to search "annuities" but I can't find much of anything worthwhile. 
 
Where are you getting all this information?  I wish someone would tell me about this stuff...
 
Jul 24, 2008 9:37 am

He's a troll, just trying to get you all going again.

Jul 24, 2008 9:55 am
B24:

He's a troll, just trying to get you all going again.



All I'm here for is to make you say
"He's a troll, just trying to get you all going again."

Mission accomplished. I own you.

Jul 24, 2008 10:13 am

Sounds like Bobby/Hobby is back.