Every Man for Himself

The Medicare prescription drug debate dominated media reports about health care costs in 2003, but there were many other critical developments that will significantly affect clients' planning opportunities in the coming years. Health care costs, including government programs that finance long-term care such as Medicaid, have been and continue to be the single fastest-growing component of the federal

The Medicare prescription drug debate dominated media reports about health care costs in 2003, but there were many other critical developments that will significantly affect clients' planning opportunities in the coming years.

Health care costs, including government programs that finance long-term care such as Medicaid, have been and continue to be the single fastest-growing component of the federal government's and most states' budgets. The feds still are considering alternative appr

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